Imagine what could happen with millions of dollars of R&d refinement, and much better printers and software.
I d pay money for. And I d love a camping blanket that perfectly absorbs any rock and twig on the ground, leaving a smooth surface to sleep on o
including those with heavy investments in Microsoft office. We want to remove all barriers to entry on getting efficiency out of these cloud tools.
and an API into the audit log for developers, who will be able to build special-purpose apps for industries where compliance is critical, like banking.
and it seemed that Larry page was satisfied to keep the product around as a decent side business (advertising still makes up 90%of Google s more than $40 billion in annual revenue) and a thorn in Microsoft s side,
along with the improvements and aggressive pricing for the Cloud Engine#announced in March, show in fact that Google won t cede any part of its enterprise cloud business to newcomers.
Just don t let my insurance company see my proclivities for booze and deep dish pizza. I'll need solid coverage for my impending heart attack.
costing literally trillions of dollars and employing hundreds of millions of people. Brought on by development of auto-drive vehicles,
but also to transform the economy. Find more on Thomas Frey#here. However, from assembly line robots, ATMS,
The#U s. Congress#debate over finances exposed the inadequacies of human governing when members stubbornly refused to consider opponent s views.
and buy it online from whoever offered the lowest price and free returns. But a number of retailers are looking for ways to leverage technology to get shoppers excited about buying in store again.
Once limited to silvery#images#on credit cards, holography#made a splash#last year when University of Illinois computer scientists showed off an immersive holograph room, CAVE2, that projected images on an array of LED screens.
and align their economics around improved care and outcomes. The good news: economics are aligned around improving patient care and outcomes.
The bad news: a problem remains once a patient leaves the doctor s office, it becomes difficult to see what s going on with his or her health.
Tuesday s announcement pegged the deal at half the price of the#rumored $1 billion#that had originally been reported.
When the price points are attractive the mobile phone and tablet suppliers will switch too. Nice tech advancement we all can benefit from.
And, if u have investment money for speculation, hp stock could be a nice retirement plan.
shorting MS stock might be fun money too t
#Ostendo Technologies chip to bring holograms to smartphones Ostendo chip that can produce a hologram Virtual reality won t require strapping a bulky contraption to your head in the future.
but has raised $90 million from venture-capital firms and Peter Thiel, Facebook s first outside investor,
#The Phinergy aluminum-air battery at 100 kilograms (220 pounds) weight contained enough on board energy to allow the vehicle to travel up to 3, 000 kilometers (over 1, 860 miles.
But you couldn t get the funding you needed to produce enough of the vaccine to market it because of political wrangling over the budget.
They cant spend that much money, he said. After $5 or $6 it doesn t make sense to spend money.
But the very idea of kids paying for an educational product may raise eyebrows. That poses, for some teachers, a certain ethical dilemma of do they want to bring a product into their class that is soliciting kids to spend money?
admits Young. So, for teachers and schools who aren t happy with that principle, Classcraft will have a premium version charged at a rate of $4 per student per year.
After the funding campaign closed pre-orders still rolled in. By the end of the year, the company sold more than 450,000 tiles to 125,000 people,
Ross Mason, founder of hot enterprise startup Mulesoft (which raised $130 million in venture investment) tweeted about Tile.
Mason tells us he dabbles in some Angel investing, specifically nternet of Things (Iot) startups, companies making internet-controlled objects t
Weighing about 15 pounds, Mr. He ulti-functional suitcaseis powered by a lithium battery and can reportedly go as fast as 12 miles per hour.
The Climate Corporation planned to use these data to sell crop insurance. But last October Monsanto bought the company for about $1 billionne of the biggest takeovers of a data firm yet seen.
or the companies could use the highly sensitive data on harvests to trade on the commodity markets,
The Office of Naval Research will award $7. 5 million in grant money over five years to university researchers from Tufts, Rensselaer Polytechnic institute, Brown,
the price of commercial solar power is now equal to retail electricity rates. And wind power reached record output levels last year producing a massive 25.2 GW
and accounting for 39 percent of the electricity supply on a single day in December The unprecedented growth of solar PV in particular has been fueled in large part by policies that incentivize clean energy.
iant German firms enjoy Germany low and falling wholesale electricity prices, getting the benefit of renewablesnear-zero operating cost
he FIT surcharge raised householdsretail price of electricity seven percent but renewables lowered big industrieswholesale price 18 percent.
the past few yearssharply lower wholesale prices could finally reach retail customers and start sending householdstotal electricity prices back down.
What more, n Germany you have the option of earning back your payments, and far more, by investing as little as $600 in renewable energy yourself, Lovins writes. itizens, cooperatives,
and communities own more than half of German renewable capacity, vs. two percent in the U s. Challenges aside,
though executives declined to name its price. Lithium ion batteries have continued to drop in price and Tesla says it reducing the cost by 30 percent with its planned battery factory.
Finally, an all-carbon battery could be recycled more easily at the end of life than a lithium ion battery because it doesn contain rare earth materials and metals.
but are hoping to raise funding to help them begin moving into early production later this year.
potentially, a lot of money. But big corporations that are interested in ultimately owning or licensing advanced battery tech might still be interested in providing early funding.
Power Japan Plus says it is less capital-intensive than other battery companies because its battery can be manufactured on existing battery production lines.
The central premise was that a change in technology can completely transform the basic economics of an business.
when he looked at accounting software for small business. Unlike consumer technology, which was quickly moving to a web-based approach,
So he went to his friend and accountant Hamish Edwards, and together they decided to build a software company that centered on the relationship between small businesses and their accountants.
Rather than just transferring files every quarter or so, their product would allow accountants to act as real-time advisors.
In 2006, they launched Xero, which has been revolutionizing how small business operate ever since. It goes far beyond just keeping the books,
Xero currently has a market capitalization of over $3 billion and is still growing fast. Low-end Disruptions To get an idea of why companies like Xero are so disruptive
you had to either buy a product that was compatible with your accounting software or basically run two sets of books.
and prices are falling while features are expanding. But what makes the cloud so disruptive is that it compels legacy players to change their business models
including pricing strategies, sales channels and even basic technology. The winners will prevail not by dominating the value chain,
But for Japan, a burgeoning economy without large oil and coal reserves, after the Fukushima disaster occurred,
and dirigibles until his funding was canceled by J p morgan. In 1960 William C Brown, the inventor of the cross-field amplifier, used a remote control helicopter to demonstrate his breakthroughs using wireless microwave power on the Walter Cronkite 6: 00 pm news. Citing Tesla same logic,
#Financial services ripe for disruptive innovation Technology is having a profound impact on so many sectors, creating opportunities,
oftware is eating the worldand financial services are no exception. The market is ripe for disruption, with incumbent banks, insurance,
payments and investment management companies no longer able to bamboozle consumers with jargon, hidden costs and arcane language.
The time is right for entrepreneurs and new technology to shake up these industries. New online financial lending communities, from Lending Club and Ondeck in the US to Zopa and Funding Circle in the UK, are sprouting up as traditional banksare less willing to take risk
and have less capital available to lend. They can offer more competitive rates and cut out the middle man,
Simple provides mobile-first banking with no need to visit a branch, no hidden fees and great customer service.
Transferwise is shaking up the sleepy world of sending money overseas through high street banks. They are helping consumers all around the world exchange money with each other safely and transparently, through their peer to peer model.
Customers send more than a million pounds euros from Manchester to Spain or pounds from Stockholm to the UK through Transferwise every day.
Rather than being overcharged with large hidden fees and inferior exchange rates, you get market rates and low costs.
There is a focus on transparency, with best price guarantees. Plus, rather than the archaic, lengthy practice of queuing in shops,
there is an easy-to-use app or web-based money transfer service. Here in the UK, our challenger bank Virgin Money are disrupting that idea with stunning free lounges,
where people can relax, share ideas and enjoy themselves instead of simply complete transactions in a sterile environment.
In the very traditional payments Market square is enabling plumbers, window cleaners and street market vendors to grow their business
and sell on the go using smartphones. Clinkle is introducing a mobile wallet for day to day transactions
Elsewhere, regulatory changes around crowd funding and peer-to-peer lending are creating great opportunities for people to turn dreams into reality.
Indiegogo, a company Ie invested in recently, empowers anyone, anywhere to raise funds for creative,
While there are great opportunities to make investments and build profitable businesses these sectors also allow businesspersons to use their entrepreneurial skills to help create a better word.
Financial services are ripe for disruption by a new breed of entrepreneurs. What kind of innovation would you like to see next?
#Airhelp gets you money back for canceled or delayed flights It can be hard to a book flight on an airline website,
Meet Airhelp, the startup that will save you all the hassle and claim money for you.
you can claim money for that. But how much exactly can you claim? For a delayed, canceled
That why airlines will fight you very hard not to give you your money back.
but it will also generate some substantial revenue at the same time. And this is Airhelp secret sauce every time the company goes through the compensation process
It can take a few weeks to get your money back. Finally, the startup will ask for your bank information to transfer the money.
But even though this sounds like a cumbersome process, 90 to 95 percent of it is automated.
or two. ee been making revenue since day one, Michaelsen said g
#Top 15 emerging agriculture technologies that will change the world Below are 15 emerging technologies related to agricultural and natural manufacturing under four key areas of accelerating change:
Engineering involves technologies that extend the reach of agriculture to new means, new places and new areas of the economy.
The Kickstarter launched Tuesday morning with several funding levels: a fully operational SCIO starts at $149,
an economist with the Economic policy Institute in Washington. t another part of the long-term scarring process of the Great Recession that has been hidden partly.
and added that many parents in the past paid for college by refinancing mortgages, an alternative no longer available to many families.
which could be another indication of an improving economy. The figures are volatile from year to year,
The app is covered not by insurance but offers real-time, 24/7 health care assistance. Think of it as a mobile Webmd.
Concierge medicine could also be a potential new revenue stream for the Mayo Clinic. Fast Company has covered previously New york-based medical concierge service Sherpaa and Oscar, a new health insurer which tailors its products for web and mobile use.
Because apps and subscription services are largely outside of the scope of FDA regulations, they are a potential moneymaker for health-minded businesses and entrepreneurs,
his new company was launched with $5 million from venture capital fund The Social+Capital Partnership and the Mayo Clinic itself.
the public reaction suggested that defenders of the status quo had fallen out of step with students, their parents, and taxpayers.
More important, the $10, 000 degree programs that reduced the price charged to the student but not the cost incurred by the school did not employ the means Perry specified online learning and competency-based exams.
and allows students to receive credit for as many competencies and courses as they can master each term.
According to THECB website, students arriving ith no prior college credits should be able to complete the degree program in three years at a total cost of $13, 000 to $15, 000.
while those entering with 0 credit hours and no credentialcan complete the degree n one year for $4,
Attempting to pay for these historic price increases, students and their parents have taken on historic student-loan debt.
Total student-loan debt has risen to $1. 2 trillion, for the first time ever exceeding total national credit-card debt.
In the past, the debate over the college tuition and debt crisis has produced calls to action on two fronts
both fiscally unsustainable: First, federal taxpayers have been asked to pay more through subsidizing student loans so that students can borrow more to pay inflated tuitions.
Second, state taxpayers have been asked to pay more in order to increase state subsidies for education. But today, with the $10, 000 degree, universities themselves are beginning to lower the tuition
and fees they charge students, parents, and taxpayers. Finally, the ground is beginning to shift.
The impossible may be starting to look inevitable
#Facebook and Google are drooling over drone companies Last month it seemed as if Facebook would acquire the long-range solar-powered drone maker Titan Aerospace
and use its technology to deliver Internet to remote areas of the world. It was ostensibly a hedge against Google balloon-driven Project Loon and the possibility that Google,
electric car prices have dropped also, meaning that there are now several electric cars with price tags around $30, 000.
and fluctuations in price. t a huge milestone for us, said Vice Adm. Philip Cullom. e are in very challenging times where we really do have to think in pretty innovative ways to look at how we create energy,
#Europe to abolish roaming charges by December 2015 The first move was to slash pricing of mobile phone roaming costs across Europe.
and General electric wants to lead the way A 20-year-old Indonesian student has helped General electric save considerable sums of money in development
and other businesses the firm has investments in. Furstoss said by 2020, the company aims to print more than 100,000 parts for aviation.
Taxpayer-funded schools aren supposed to be the ones writing big checks for unproven products. But that logic is increasingly being put to the test in California
Gamified mobile apps, all manner of e-books and classroom analytics tools are just a few of the business models attracting venture capital dollars in the $5. 4 billion K-12
A new education gold rush Judging by venture capital dollars and press write-ups, it might seem like higher education is ground zero for startup activity in the multibillion-dollar education technology industry.
and tens of millions of dollars intheir bid to translate increasingly expensive college courses into cheaper online formats.
Mounting student debt and constant tuition increases contribute to demand for higher education hacks, but reliable revenue streams have been hard to come by for ed tech entrepreneurs.
K-12 schools, on the other hand, are notorious for strong teachers unions and administrative bureaucracy that can make sales more challenging for vendors.
which investor GSV Advisors projects will be worth $13. 4 billion by 2017is the prominence of nonprofit providers that have a head start over new for-profit entrants.
because they want to get their money worth. Educator obstacles There is one constant at demo events featuring K-12 education startups in Silicon valley:
Along with that effort, he is pushing schools to consider funding mechanisms for new technology investments. e have to go 1-to-1 with one device per child,
ost UAVS unmanned aerial vehicles are a few million dollars, says Wade Knudson, who heads the Zumwalt project forraytheon (RTN),
as if he doing some online banking. In an age of rampant hacking and password pilfering, you don have to be clinically paranoid to find something worrying in the prospect of a highly automated warship that can be controlled by anyone who has the right login information.
Santander, Spain The EU has provided#6m funding for experimental facilities and applications in the northern Spanish city of Santander, aimed at testing typical applications and services of a smart city.
The first phase of the three-year project finished last year and the city now has fibre networks and thousands of sensors on buildings,
Here in the UK, the government has announced over £150m of funding into smart city research and this runs alongside investment in intelligent transport systems
energy and public safety services can improve both the local economy and the quality of life for the city citizens.
saying cities will move quickly from research and evaluation to investment in pilots. What are thoughts your on how we can develop intelligent infrastructure and the smart cities of the future s
and credit cards and its stock is monitored constantly. The machine sends out an email when it is running low on stock.
#Bitcoin: How the digital currency is changing everything Bitcoin Today, the single most prominent, and telling, feature of bitcoin is its massive controversy in the media.
Not a single day goes by without an article or televised mention about its dangers, risks,
and dubious mainstream appeal.####Many in the mainstream seem set in their beliefs that bitcoin is a fad,
or even worse a ponzi scheme, and is destined to fail. Yet when was the last time a ponzi scheme attracted global attention and prominent venture capital investment?
Since when has incited a fad the simultaneous and largely hostile reactions of governments across the globe?
Why did other payment technologies like Paypal or Western union apparently fail to meet the requirements to be discussed in virtually every central bank on the planet,
yet cryptocurrency is being so#thoroughly scrutinised? Ironically enough, the ongoing debate about whether or not bitcoin is truly a valuable disruptive technology,
is all the evidence you need that it is. This is because bitcoin as a technology isn t just challenging business models,
or even an entire industry. Plenty of innovative outfits do that with much less flare.
Bitcoin is challenging the financial infrastructure of the whole global economy, and even more, it is challenging entire generations of established political
and economic theory that that infrastructure is built on. Bitcoin s exponential growth flouts all of the traditional monetary theory that is the mainstream ideology amongst academics and politicians today.
Its very existence and growing success cannot be accounted for within these old paradigms. It challenges not only the basis and underlying assumptions of the modern financial system,
but calls into question the beliefs and even livelihood of so many politicians, economic advisors, and media pundits.
Bitcoin the currency As a currency, bitcoin is in many ways the antithesis of modern fiat currencies.
and all without being declared by any state or central bank aslegal tender. That simple fact astonishes many in academia,
who could never have guessed a currency could spontaneously form and organically grow within the modern free market.
and is still taking time to sink in amidst the denials that bitcoin is here to stay.
Bitcoin is not the only example of a homogenousgood being adopted by a population as a currency,
Cryptocurrency is following the same path as precious metals in ancient civilization. Where gold was valued for its color, easy malleability, purity and its anti-corrosive properties,
bitcoin is valued for it s speed, decentralization, anonymity and ultra low transaction costs. Gold was discovered by practically every world civilization
History thus clearly shows that the idea of a currency deriving value primarily from thebacking of some central state is nonsense.
For the vast majority of civilization, money was gold or silver, and both originated not as centrally issued currency that,
as a result, magically had value, but as universally valued substances. Bitcoin is fast becoming the first commodity
since gold to become a widely accepted means of exchange without the need of a central authority backing it.
However unlike gold, Bitcoin is completely#out of the reach of governments #and can t be regulated,
and replaced with inflationary fiat money. For all its durability and timeless lustre, gold my pale to the longevity of a cryptocurrency system.
Reacting to Big data However Bitcoin is not just a currency that promises to eventually end the trend of patchwork national currencies that exist for the almost sole purpose of allowing governments to endlessly fund their own deficit spending.
When the Internet was growing in the 90s it promised a future in which everyone everywhere had access to all the knowledge in the world,
Cryptocurrency is the first major technological advancement that, intentionally or not, is a massive reaction to the trend of Big data.
and it is these key features within the Bitcoin protocol itself that may be the key to weakening the hold of massive data collecting service companies like Google.
all payments with Bitcoin are anonymous, which could allow users to opt out of advertising with anonymous#micropayments.
Yet many#other cryptocurrencies#such as#Namecoin#are attempting to take the protocol that enables this
businesses will hopefully creatively utilize the open source design of Bitcoin to provide entirely secure and anonymous end-to-end experiences.
the $1m sponsor of the#Austin Bitcoin Hackathon#put it: Decentralized applications have the potential to become self-sustaining
because they empower their stakeholders to invest in the development of the DA. Because of that, it is conceivable that DAS for payments, social networking,
and cloud computing may one day surpass the valuation of multinational corporations like Western union, Visa, Facebook, Google,
and Amazon that are are currently active in the space. At the very least, the ever-growing success of bitcoin thus far candidly illustrates that there is indeed a massive demand for anonymity online,
one companies would be wise to take advantage of. It s far too tempting to compare bitcoin to PCS
the Internet, or even to gold 5, 000 years ago. While it does possess similarities with many of these things,
bitcoin is it s own phenomena. PCS may have had a huge amount of industry leaders shrugging it off
or denouncing it entirely like bitcoin does now, but it never had whole governments attempting to shut down
whereas the usage of cryptocurrencies has exploded in just a few short years. While bitcoin may have many old conceptual roots,
it is altogether new and powerful. It is ushering in a new paradigm in various aspects of society,
Bitcoin is changing everything, and if you aren t on board, then you re already a dinosaur.
if the transition plan is not complete. e look forward to ICANN convening stakeholders across the global Internet community to craft an appropriate transition plan,
and advance the current multi-stakeholder model of global Internet governance. But former House speaker Newt Gingrich (R-Ga.)tweeted:
and win the trust of crucial stakeholders around the world. An international meeting to discuss the future of Internet is scheduled to start on March 23 in Singapore.
whose fees provide the vast majority of ICANN revenue. The U s. government contract was a modest check against such abuses
successful transition in the stewardship of these important functions to the global multi-stakeholder community would be a timely and positive step in the evolution of Internet governance.
pumping far more fee revenue into ICANN. Major corporations have complained, however, that con artists already swarm the Internet with phony Web sites designed to look like the authentic offerings of respected brands. o set ICANN so-called free is a very major step that should done with careful oversight,
the interactions of their two algorithms resulted in prices in the millions of dollars. Competing robot armies could destroy cities as their algorithms exponentially escalated,
and death over human beings. nce youe put in billions of dollars of investment, youe got to use these things,
#Millennials see financial institutions as irrelevant Scratch polled 10,000 millennials to find out which industry was most prime for disruption.
The results from the poll found that banks make up four of their top 10 most hated brands,
but millennials increasingly viewed these financial institutions as irrelevant. The three-year study From scratch, an in-house unit of Viacom that consults with brands,
found that a third of millennials believed theyl be able to live a bank-free existence in the future.
and Bitcoin, these millennials, defined as those born between 1981 and 2000, overwhelmingly believed that the way they access money
and pay for things will be completely different in five years. s consumers, millennials have been slow to accumulate wealth.
They have huge debt. Theye facing unprecedented underemployment. Theye been unaddressed relatively as a generation by banks.
All of a sudden, you see purchasing power by millennials growing to over $1. 3 trillion, Scratch executive vice president Ross Martin told Fast Company.
As a result, this digital-savvy cohort is looking to the tech sector to provide banking solutions.
Half of respondents said they were counting on startups to overhaul how banks work and three-quarters said they would be excited more in financial services provided by Google, Amazon, Apple, Paypal,
or Square than from their own banks. ee hearing so loud and clearly from our biggest audience that there a whole industry that not meeting their needs,
Martin said. e see such a big opportunity for banks here. i
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