Synopsis: Domenii: Banks & insurance:


R_www.sciencedaily.com 2015 13406.txt.txt

In order to compensate for the missing arsenic atom bonds, pairs of two gallium atoms form, which arrange themselves in long rows.


R_www.sciencedaily.com 2015 13643.txt.txt

stating that it"represents a serious threat to public health and the economy.""In March, a National Action Plan outlined critical next steps for key federal agencies and departments.


R_www.sciencedaily.com 2015 13803.txt.txt

if we cannot build a business that can sell thousands of these to health providers at a price they find attractive,


R_www.sciencedaily.com 2015 13993.txt.txt

'First anti-fraud system to use existing credit card readers From large-scale data breaches such as the 2013 Target case to local schemes that use skimming devices to steal data at the gas pump,

credit card fraud is becoming commonplace. The key challenge is that existing magnetic card readers use plain text to store confidential information,

secure method to prevent mass credit card fraud using existing magnetic card readers. The novel technique--called Safepay--works by transforming disposable credit card information to electrical current

and driving a magnetic card chip to simulate the behavior of a physical magnetic card.

Protecting against Credit card Forgery with Existing Magnetic Card Readers.""Because Safepay is backward compatible with existing magnetic card readers,

which distributes disposable credit card numbers. The physical entity is the magnetic credit card chip controlled by a mobile application inside a customer's mobile device.

The paper outlines the overall architecture and server-side deployment model the design of Safepay, prototype implementation and security analysis. Here's how it works:

First, the user downloads and executes the mobile banking application which communicates with the bank server.

During transactions, the mobile application acquires disposable credit card numbers from the bank server, generates a wave file,

plays the file to generate electrical current, and then drives the magnetic card chip via an audio jack

Disposable credit card information that expires after a limited time or number of usages (i e.,, just one time) so,

A magnetic credit card chip that makes it completely compatible with existing readers. In the evaluation, the researchers show that the cost of the magnetic card chip is about $0. 5,

A mobile banking application that automates the process making it extremely user friendly. Cao and his colleagues conducted real-world experiments with the Safepay technology performing transactions with a vending machine

During the experiments, they used a bank application, cell phone application, and magnetic credit card chip.

The disposable credit card information was acquired from Shopsafe by registering several disposable credit card numbers with Bank of america.

In all three scenarios, the Safepay method worked and the transactions were successful l


R_www.sciencedaily.com 2015 13997.txt.txt

#Tiny magnets mimic steam, water and ice Researchers at the Paul Scherrer Institute (PSI) created a synthetic material out of 1 billion tiny magnets.


R_www.sciencedaily.com 2015 14054.txt.txt

funding agencies said it couldn't be done. It will require much more effort to accomplish the second goal--packing tiny quantities of medicines into the smart particles,


R_www.sciencedaily.com 2015 14058.txt.txt

The biobank, established with funding from the Alberta Diabetes Foundation and the U of A, collects pancreatic islets from organ donors--with and without diabetes--for diabetes research in Edmonton and across North america."


R_www.sciencedaily.com 2015 14064.txt.txt

and produces the finished product with a smaller investment.""This proof of concept also shows that BMCS can be broken down to the sum of their parts,


R_www.sciencedaily.com 2015 14781.txt.txt

Such a full-scale quantum processor would have major applications in the finance, security and healthcare sectors, allowing the identification


R_www.sciencedaily.com 2015 15533.txt.txt

and money necessary to create seeds for genetically modified food, but the Cas9 RNP technique could allow for a more decentralized gene-edited seed production industry.


R_www.sciencedaily.com 2015 15545.txt.txt

The goal of this research is to make it possible for those in impoverished areas to be able to get the testing they need at a manageable price point."

the researchers estimate that this price would fall to around $600 for each unit, with a per-test cost of a few cents.


R_www.sciencedaily.com 2015 15570.txt.txt

While the price is still significantly higher than standard fingerprint sensors, Auksorius predicts that the new device could find a market dedicated to imaging problematic fingerprints


R_www.sciencedaily.com 2015 16239.txt.txt

and requires much less computational infrastructure, saving both time and money.""Imsane is an alternative to brute force 3-D data crunching that allows people to quantitatively analyze complex-shaped organs with relative ease,"noted Streichan."


R_www.sciencedaily.com 2015 16310.txt.txt

"Our method of direct conversion of ethanol offers a pathway to produce suitable hydrocarbon blend-stock that may be blended at a refinery to yield fuels such as gasoline, diesel and jet fuel or commodity chemicals,


R_www.sciencedaily.com 2015 16395.txt.txt

and thereby form a faster and more permanent bond with the jawbone. The trick to this lies in combining surface materials that feature physical as well as chemical properties."


R_www.scientificamerican.com 2015 02556.txt.txt

though the researcherssuccess also owes a debt to more basic technology. The team gathered water samples from a research site on the Colorado river near the town of Rifle

300 to 1, 500 phyla that microbiologists estimate wel have once a complete accounting is finished.


R_www.scientificamerican.com 2015 02572.txt.txt

but can lead to severe adverse reactions. 150 deaths between 2004 and 2008 in the US were thought to be a result of drug manufacturers deliberately cutting heparin with OSCS to save money.


R_www.scientificamerican.com 2015 02599.txt.txt

could significantly change the multibillion-dollar pain medication manufacturing business, but raises concerns about aggravating the growing problem of opioid abuse.


R_www.scientificamerican.com 2015 03475.txt.txt

The findings raise hopes that a euro prostheticthat automatically enhances flagging memory could aid not only brain-injured soldiers,


R_www.techinasia.com 2015 01706.txt.txt

390 gram (0. 9-pound) Robohon sports a 2-inch touchscreen, a quad-core CPU, and can connect to 3g, LTE,

There no word on pricing yet, but Sharp expects to ship Robohon in the first half of 2016.


R_www.techinasia.com 2015 01860.txt.txt

Besides the validation (and money) a successful campaign brings, the metrics and statistics the company gets out of it can be invaluable in pitching the product to retailers.


R_www.technology.org 2015 00002227.txt

Image credit: Neil Palmer/CIAT via Wikimedia Commons Aerial view of the Amazon Rainforest, near Manaus.

Image credit: Neil Palmer/CIAT via Wikimedia Commons These developments are hugely important. The Amazon, most of which is in Brazil,

Commodity prices went down, and so did the value of Brazilian currency, making food exports unprofitable.

So people stopped cutting down rain forest. There could be something to that, but there is also reason to be skeptical.

but it not obvious why the Brazil living in the same world economy as Peru,

the government used its controls of state banks to deter agriculture and logging use of forests.

versus economics in driving the declining trend. Whatever the reasons, however, the downward trend was very good news. Unfortunately,

Fearnsi attributes some of the change to a shift in exchange rates favoring exporters. I not sure about that as a cause Brazilian beef exports are actually down this year,

An additional reason may be that the Brazilian economy has a whole has been faltering, which may have made profits from deforestation more appealing compared to the alternatives.

There an oddity about where deforestation is increasing. In 2013, deforestation in Pará was about as great as in Rondônia and Mato grosso combined.


R_www.technology.org 2015 00002314.txt

Goosby recruited 44 low-income adolescent African american youths between 10 and 15 years old from an Omaha health fair she organized with funding from the National institutes of health.


R_www.technology.org 2015 00002562.txt

Image credit: Dr. Yi Yao SPADE analysis showing the multiple subsets of immune and nonimmune cells that Cytof technology can detect from a single sample.

Image credit: Dr. Yi Yao Peering deeper into cell data Prior to the advent of Cytof in 2009, scientists collected data about cell characteristics with an older technology known as flow cytometry.


R_www.technology.org 2015 00002749.txt

and we urgently need further investment to take it further through clinical trials. Asthma research is chronically underfunded;

there have only been a handful of new treatments developed in the last 50 years so the importance of investment in research like this is absolutely essential.

Professor Riccardi and her collaborators are now seeking funding to determine the efficacy of calcilytic drugs in treating asthmas that are especially difficult to treat,

Once funding has been secured, the group aim to be trialling the drugs on humans within two years. f we can prove that calcilytics are administered safe


R_www.technology.org 2015 00002757.txt

For that, he credits the many different disciplines NRL brings together. e have a lot of smart people,

He also credits a close relationship with industry and with those NRL serves. e talk to the warfare centers,


R_www.technology.org 2015 00002862.txt

and funding support from Mayo Clinic in Arizona. The measurements would help in the diagnosis


R_www.technology.org 2015 00002876.txt

Image credit: EMSCTHE worst damage reported so far occurred in the Nepalese capital Kathmandu, where many buildings collapsed


R_www.technology.org 2015 00003041.txt

Image credit: Keiichi Nakagawa/University of Tokyospeed of the camera is hard to grasp. But, in comparison, it is more than one thousand times faster than conventional high-speed cameras.

Image credit: Keiichi Nakagawa/University of Tokyoin the first attempts to capture an ultra-fast images frames per shot were limited to six.


R_www.technology.org 2015 00003205.txt

he said. andy Hill deserves special credit for his creative design solutions for the precision flexures,


R_www.technology.org 2015 00003218.txt

This pulls the CNTS closer together, strengthening the bonds between CNTS. The CNT ribbon wraps around itself as it winds around the spool,


R_www.technology.org 2015 00003224.txt

A pair should cost no more than 250 euros because the measuring system can be manufactured cost-effectively in series.


R_www.technology.org 2015 11380.txt.txt

Image credit: Samuel Smith, UC Berkeleythe advance, was reported on Monday, Aug 3, in the Proceedings of the National Academy of Sciences, will lead to computers that turn on in an instant,


R_www.technology.org 2015 11429.txt.txt

such as common E coli, to produce valuable chemical commodities in an environmentally friendly way. By leveraging their natural metabolic processes,

the biosensors can be used to trigger individual cells to give off visible fluorescence in a rate directly proportional to how well they are able to produce a desired chemical commodity.

which we would rely on biomanufacturing for the clean production of chemical and pharmaceutical commodities, said Wyss Institute Founding Director Donald E. Ingber,


R_www.technology.org 2015 11468.txt.txt

Image credit: Xiao-Min Lin et al, taken at Argonne Electron microscopy Center. To their surprise, when the scientists put the membrane into the beam of a scanning electron microscope,

When the electron beam hits the molecules on the surface it causes them to form an additional bond with their neighbors,


R_www.technology.org 2015 11689.txt.txt

Future funding from outside sources will be sought. ith machine teaching it conceptually easy, but quite challenging to implement in the real world.


R_www.technology.org 2015 11737.txt.txt

Image credit: Arnold Research Group and Guisinger Research Group, news. wisc. eduscientists at University of Wisconsin-Madison have discovered now a method to grow these ultra-narrow strips, called nanoribbons, with desirable semiconducting

which the carbon-carbon bonds are parallel to the length of the ribbon. Such nanoribbons can be manufactured by cutting larger sheets of graphene into ribbons.

Image credit: Alexanderalus via Wikimedia, CC BY-SA 3. 0in this process scientists start with methane,


R_www.technology.org 2015 11829.txt.txt

#U s. Distributed Solar Prices Fell 10 to 20 Percent in 2014, with Trends Continuing into 2015 The installed price of distributed solar photovoltaic (PV) power systems in the United states continues to fall precipitously.

This is according to the latest edition of Tracking the Sun, an annual PV cost tracking report produced by the Department of energy Lawrence Berkeley National Laboratory (Berkeley Lab). Installed prices for residential and small nonresidential systems completed in 2014 were $0. 40-per-watt (W) lower,

and prices for large nonresidential systems were $0. 70/W lower, than in the prior year. his marked the fifth consecutive year of significant price reductions for distributed PV systems in the U s.,

notes Galen Barbose of Berkeley Lab Electricity Markets and Policy Group, the report lead author.

Within the first six months of 2015, installed prices within a number of large state markets fell by an additional $0. 20 to $0. 50/W,

or 6 to 13 percent, maintaining the steady pace of solar price declines in recent years.

The continued decline in PV system pricing is given especially noteworthy the relatively stable price of PV modules since 2012.

The report attributes recent system price declines, instead, to reductions in solar oftcosts. These include such things as marketing and customer acquisition

and the report suggests that these efforts are partly responsible for recent price declines. The report also highlights the tremendous variability in PV system pricing.

Among residential systems installed in 2014, for example, 20 percent sold for less than $3. 50/W,

the report finds substantial heterogeneity in pricing, and suggests that ow-price leadersin these states can serve as a benchmark for installed price reductions that could be achieved more broadly.

In Arizona, for example, 20 percent of residential installers had median prices at or below $3. 00/W in 2014, compared to the median price of $4. 30/W across all U s. residential systems in 2014.

The report examines various other drivers for PV system prices such as system size, the state in which the system is installed,

whether it is owned by the site host or a third party, whether it is installed in new construction or on existing buildings,

whether the site host is a for-profit commercial or tax-exempt entity, the module efficiency level,

whether the system uses a microinverter or a standard string inverter, and whether the system is installed on a rooftop

To varying degrees, these many factors are all found to impact PV system prices. As Barbose stresses

and specificity when referring to the installed price of PV, as clearly there is no single ricethat uniformly

The Installed Price of Residential and Nonresidential Photovoltaic systems in the United states, is the eighth edition in Berkeley Lab Tracking the Sun report series.

and at the National Renewable energy Laboratory that collectively analyze trends in PV system pricing. The latest edition of Tracking the Sun


R_www.technology.org 2015 11947.txt.txt

what is happening inside the material at the microscopic scale where there is rapid molecular bond-breaking (gel to sol) and bondaking (sol to gel).


R_www.technology.org 2015 12593.txt.txt

This was done at the expense of making other parts of the electromagnetic field less measurable, meaning that it became possible to create a level of noise that was lower-than-nothing, in keeping with Heisenberg uncertainty principle,


R_www.technology.org 2015 13164.txt.txt

and an invitation and funding to speak at the American Chemical Society meeting in San diego in March,


R_www.technology.org 2015 13580.txt.txt

and Blood Institute. he cytometer size, price, and biohazard concerns remain factors that have prevented this technology from being even more widespread.


R_www.technology.org 2015 13634.txt.txt

#afepay First anti-fraud system to use existing credit card readers From large-scale data breaches such as the 2013 Target case to local schemes that use skimming devices to steal data at the gas pump,

credit card fraud is becoming commonplace. Because existing magnetic card readers use plain text to store confidential information, they are vulnerable to an untrusted card reader or skimming device.

secure method to prevent mass credit card fraud using existing magnetic card readers. The novel techniquealled Safepayorks by transforming disposable credit card information to electrical current

and driving a magnetic card chip to simulate the behavior of a physical magnetic card.

Protecting against Credit card Forgery with Existing Magnetic Card Readers. ecause Safepay is backward compatible with existing magnetic card readers,

which distributes disposable credit card numbers. The physical entity is the magnetic credit card chip controlled by a mobile application inside a customer mobile device.

The paper outlines the overall architecture and server-side deployment model the design of Safepay, prototype implementation and security analysis. Here how it works:

First, the user downloads and executes the mobile banking application which communicates with the bank server.

During transactions, the mobile application acquires disposable credit card numbers from the bank server, generates a wave file,

plays the file to generate electrical current, and then drives the magnetic card chip via an audio jack or Bluetooth.

Disposable credit card information that expires after a limited time or number of usages (i e.,, just one time) so,

A magnetic credit card chip that makes it completely compatible with existing readers. In the evaluation, the researchers show that the cost of the magnetic card chip is about fifty cents,

A mobile banking application that automates the process making it extremely user friendly. Cao and his colleagues conducted real-world experiments with the Safepay technology performing transactions with a vending machine

During the experiments, they used a bank application, cell phone application and magnetic credit card chip.

The disposable credit card information was acquired from Shopsafe by registering several disposable credit card numbers with Bank of america.


R_www.technology.org 2015 13646.txt.txt

In his study, Shan-Lu Liu, an associate professor in the Department of Molecular Microbiology and Immunology in the School of medicine and an investigator in the Bond Life sciences Center at MU, targeted IFITM proteins

and does not necessarily represent the official views of the funding agencies. Eric O. Freed, director and a senior investigator of the HIV Dynamics and Replication Program within the National Cancer Institute, Chen Liang, an associate professor at Mcgill University and Benjamin Chen


R_www.technology.org 2015 14026.txt.txt

and money for the millions of people having to undertake blood sampling. p until now, people who regularly require blood tests have to access the services of health professionals,


R_www.technology.org 2015 14564.txt.txt

Image credit: Wyss Institute at Harvard Universitythe 62 edits were executed by the team to inactivate native retroviruses found in the pig genome that have inhibited so far pig organs from being suitable for transplant in human patients.

or PERVSROUGHT more than a billion dollarsworth of pharmaceutical industry investments in developing xenotransplant methods to a standstill by the early 2000s, said Church.


R_www.technology.org 2015 14638.txt.txt

Image credit: Eana Park/Stony Brook Universityboth cardiac cells in the heart and neurons in the brain communicate by electrical signals,


R_www.technology.org 2015 14872.txt.txt

In the United states, costs for kidney disease are about 40 billion dollars per year. Kidney disease affects approximately 700 million people worldwide.


R_www.technology.org 2015 14889.txt.txt

Kidney disease costs the United states 40 billion dollars per year and affects 700 million people worldwide. Twelve million patients have polycystic kidney disease


R_www.technology.org 2015 14998.txt.txt

not to maximize profits. ames Smith and Rekha Singh, a research scientist in Smith lab, demonstrate use of the Madidrop tablet.

The University is one of the primary shareholders in the company, and used a Virginia Innovation Grant as seed money to move the technology beyond the lab and into the marketplace.

The National Science Foundation Innovation Corps program helped UVA organizers define their product idea for the marketplace.

Smith said that most of the revenue from sales of Madidrop initially will be fed back into the company to fuel production expansion.

Public service-minded investors will become shareholders and eventually make small profits. Madidrop PBC will provide profit-sharing for employees

and the highest-paid employee will never make more than 15 times the salary of the lowest-paid employee.

The company has raised an initial round of funding from private investors t a different mindset,

a nonprofit/traditional company hybrid profit-making for the public good, Smith said. e are actively raising additional capital to help us bring this innovative public health product to people in need around the world. adidrop PBC administrative office is located on Allied Street in Charlottesville


R_www.technology.org 2015 15221.txt.txt

Herr biggest hope is that his breakthroughs demonstrate the value of investing time and public money into basic research goals.


R_www.technologyreview.com 2015 00596.txt.txt

and Internet balloons, ads on Web pages and inside apps provide over 90 percent of their company revenue.

embryonicrojects on an equal footing with their profit-generating machine. Googleomprising the search engine, ad business, Youtube,

Nest generates revenue today, but its thermostat and smoke detector likely don sell in huge volumes.


R_www.technologyreview.com 2015 00602.txt.txt

With the financial aid of a biotechnology executive whose daughter may need a lung transplant, U s. researchers have been shattering records in xenotransplantation,

says Mohiuddin. he has the money and a personal attachment. She wants to get it done fast. e


R_www.technologyreview.com 2015 00624.txt.txt

there could be bacteria producing entirely new proteins. o make a billion-dollar business, yes, we need a protein,


R_www.technologyreview.com 2015 00701.txt.txt

which combines scientists and funding from China, the European union, India, Russia, Japan, South korea, and the United states, is projected to cost dozens of billions of dollars to produce a working reactor sometime in the 2030s.

Maybe. Two recent developments, offering new and faster pathways to energy-producing fusion reactors, have galvanized the fusion community.

The recent experiment indicated that the companyhich has attracted millions of dollars in funding from investors including Goldman sachs and Vulcan Inc,

. the investment fund of Microsoft cofounder Paul Allenas solved the long-enough problem. Making the plasma hot enough is the next key challenge.

Whyte is hoping to attract funding to build an experimental machine over the next few years.

and new approachesnd attracting the investment to do so. General Fusion recently landed $27 million in new funding from a group of investors led by the sovereign wealth fund of Malaysia. ight now

what happening is a rethinking, says Burton Richter, who won the Nobel prize in Physics in 1976

Companies like Tri Alpha offer a path to fusion paved not with taxpayer dollars but with private-sector moneyhich ultimately is the only way to actually get something built.


R_www.technologyreview.com 2015 00759.txt.txt

Kumu is also working on a chip that will make it possible to shrink down the package containing the company technology from roughly the size of a hardback book to something more akin to a credit card.


R_www.techradar.com 2015 0000185.txt

Google boasts that the solution offers its customers single-digit millisecond latency and double the performance per dollar when set against HBASE and Cassandra, according to Tech Crunch.


R_www.techradar.com 2015 04440.txt.txt

the Black Friday money is moving to Thanksgiving instead. According to IBM, Black Friday sales were 63.5%higher than Thanksgiving day sales

Where does all the money come from? One of the most interesting questions about Black Friday is created

"while GAME issued a profits warning because its heavy discounting on games and consoles had a negative effect on its bottom line.

and other kinds of retail would be"more confident holding their price.""As Patrick O'brien points out,

and upsetting to full price goods rather than across the board percentage discounts.""What deals can we expect this year?

but also because there is room for manoeuvre in their prices. Last year in the US we saw the Macbook Pro and 21.5-inch imacs selling for $900 a pop

Last year in the we also saw amazing soundbar deals, Dualshock 4 game controllers for under half price, Google Chromecasts for under $23/£18, huge savings on iphones, amazing deals


R_www.techradar.com 2015 05009.txt.txt

but at the moment we don't have any details on pricing or international availability y


R_www.the-scientist.com 2015 00601.txt.txt

#Bacterial Enzyme an Antismoking Aid? Available treatments for quitting smoking fail in the vast majority of those who try them,


R_www.theguardian.com 2015 0000579.txt

and will likely soon surpass physical formats in the money it generates, a global industry body has said.

even though overall revenue still slipped in 2014. For the first time, digital and physical music sales were roughly even with each representing 46%of revenue for the industry, with rights for performances,

films and advertisements making up the rest. think we will be looking in the next couple of years at digital surpassing physical,

but revenue shot up 39%last year to $1. 57bn, according to the IFPI. The group estimated that 41 million people worldwide pay for music subscription services such as Sweden-based industry leader Spotify and France-based Deezer.

The drops contributed to the overall picture for the global music industry revenue of $14. 97bn in 2014, down a modest 0. 4%from a year earlier.

saw an increase in digital revenue for the first time in five years as streaming services took hold.

which nonetheless saw revenue decline by 5. 5%in 2014, although it was an improvement from a 16.7%tumble the year before.

where overall revenue still grew 1. 9%in contrast to declines in Britain and France.

where revenues grew by 19.2%.%South korea along with Nordic nations have been especially enthusiastic about embracing streaming.


R_www.theguardian.com 2015 0000614.txt

ou Jews, you have money


R_www.theguardian.com 2015 0000638.txt

#Can the internet of things save us from traffic jams? Traffic is getting worse. It doesn just feel that way,


R_www.theguardian.com 2015 0000807.txt

Musk said, to applause from investors and journalists at the much-anticipated event. The batteries will initially be manufactured at the electric car company factory in California,

but the Powerwall boasts a relatively high storage capacity, a competitive price, and the heft of investment and excitement generated by Musk vision.

The entrepreneur, who helped to invent the online payment system Paypal, has founded also a private space company, Space X,

and is experimenting with a high-speed public transport system called Hyperloop. Musk also unveiled a larger owerpack a 100kwh battery block to help utilities smooth out their supply of wind and solar energy

Deutsche bank estimates sales of battery storage systems for homes and businesses could yield as much as $4. 5bn in revenue for Tesla.

The energy storage industry is expected to grow to $19bn by 2017, according to research firm IHS CERA. Tesla is currently taking orders for the systems,


R_www.theguardian.com 2015 02669.txt.txt

The new wind farm is to be built near the Dogger Bank in the North sea and will have 400 turbines.


R_www.theguardian.com 2015 02707.txt.txt

To give Google credit where credit is did due, they at least manage to mock the megalomaniacal nature of their own announcement,


R_www.theguardian.com 2015 02968.txt.txt

in order to reduce labor costs and prices. In Japan, the Nanna-na hotel, which opened in July,

when more and more families are struggling to survive in the city. like the food and love the price,

That way we can get the price down. t


R_www.theguardian.com 2015 03630.txt.txt

#The innovators: burglar alarms upgraded for the smartphone age As history has it, the young Isaac newton found inspiration for the theory of gravity by watching apples fall to the ground.


R_www.theregister.co.uk_science 2015 00581.txt.txt

#Brit boffins build'tractor beam'out of sound Researchers from Spain and The british city of Bristol have found a way to move objects using sound.


R_www.theverge.com_science 2015 00642.txt.txt

"On a pound for pound basis,"Henderson claims,"there's no better way to levitate something than our engine."


< Back - Next >


Overtext Web Module V3.0 Alpha
Copyright Semantic-Knowledge, 1994-2011