Synopsis: Banks & insurance:


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The document says that there will be subsidies of up to 30000 yuan (4800 US dollars) for those who purchase


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and its global market size is expected to reach 500 billion US dollars by 2020 the year by which the Korean government had set out to have a robot in every household.


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Both drones have fixed wings weigh less than 55 pounds each and have wingspans of less than 10 feet


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and technical staff â##they all deserve as much credit. The Distributed Flight Array is currently being used at the Institute for Dynamic Systems and Control at ETH Zurich as a modular robotics platform for investigating algorithms in distributed estimation and control.

Raffaello Dndrea Maximilian Kriegleder Igor Thommen and Marc A. Corzilliusphoto credit: Raymond Oungnote: This post is part of our Swiss Robots Series.


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During an Oct 9 panel discussion at the World bank Group-IMF Annual Meetings in Lima, Peru, seven public and private experts converged to talk about renewable energy,

the largest financial services group in Norway, talked about the state of renewables. The money for renewable investments is there said,


R_blogs.sap.com_innovation 2015 01770.txt.txt

the World bank delivered some great news recently. For the first time in history, extreme poverty (people living on less than $1. 90 each day) worldwide is set to fall to below 10%.


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The Engineering Professional Education program provides non-credit online courses designed for"lifelong learners, "led by instructors who come from the field."


R_news.sciencemag.org 2015 03100.txt.txt

Deploying them could cost more than a trillion dollars, one expert estimates. The new study puts the concept of CDR to the testithout getting into the specifics of which technology to use.


R_news.sciencemag.org 2015 03535.txt.txt

scientists had to put banks of speakers on opposite sides of it, or a bank on one side and a sound reflector on the other.

In the new study, reported online today in Nature Communications, physicists achieve levitation using just one block of speakers on one side.


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a 100-pound biped robot designed by the team, along with the interface, for disaster response.


R_newsoffice.mit.edu 2015 01009.txt.txt

Ram lab aims to overcome major hurdles in integrating optical interconnection for microprocessors within existing manufacturing systems. typical microprocessor fab costs between 1 and 3 billion dollars,


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From these configurations, the program creates Protein Data Bank (PDB) files to be passed to molecular dynamics software.


R_phys.org 2015 00002608.txt

the proliferation of these billion-dollar startups has raised eyebrows as well as concerns in the fast-moving technology sector.

All of these firms are not going to get a multibillion dollar buyout or massive public offering.

The biggest'unicorns'roaming the US Billion-dollar startups or"unicorns"have been multiplying but only a small number have reached the value of $10 billionarning the nickname"decacorns."


R_phys.org 2015 00002763.txt

"Rasmussen credits PPPL with providing help and support during critical points in her project.""It was and continues to be a wonderful resource not just because of the plasma physics but the people,

300 pounds of supplies and payloads, including material for research experiments, to the International space station National Laboratory.


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#Assuring solar modules will last for decades The Energy department's National Renewable energy Laboratory (NREL) is co-leading an international push to assure the reliability of solar panelsn assurance demanded by customers, manufacturers, lenders, and utilities.

System-level inspectionsssential for lenders and insurers Assuring solar modules will last for decades Work by Namaste Solar installing PV modules on the roof of the parking structure on NREL's South Table

Lenders and insurers want that kind of certification to know how to set rates or to determine

Wells fargo Environmental finance Banker Jon Previtali told the international gathering that 3. 7 gigawatts of utility-scale solar were installed in the United states in 2014.

and inspections ore Previtali also noted that more banks are jumping into the solar market,

He noted that his bank faced decisions on advancing huge sums of money to two solar projects that had eleventh-hour problems with solar panel reliability.

The bank assembled a team to set rules for fixing the problems and adjust the revenue projections based on the likelihood of lower overall energy output.

It's important that the bank and the developer agree to the precise type of testot, for example,

when his bank has concerns about performance ratio tests, he likely will turn to new work at NREL headed by Jordan on the methodology of calculating degradation rates."


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The chip itself is small-3 cm by 2 cm-and only costs about a dollar to manufacture, according to Sui.


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Zhuang credits a talented interdisciplinary team graduate student Kok Hao Chen and postdoctoral researchers Alistair Boettiger, Jeffrey Moffitt,


R_profit.ndtv.com_news_banking-finance 2015 00042.txt.txt

The sell off began late on Tuesday on speculation that the central bank was in no rush to inject more stimulus into the world's second-largest economy

"said Tim Condon, head of Asia research for ING BANK in Singapore. The economy is already under threat of deflation

the state margin lender tasked with buying stocks and propping up prices. The margin-lender is part of a"national team"of Chinese financial institutions assembled by Beijing to prop up prices.

The team was formed last month, after a long and stunning rally in Chinese markets ended in panic selling.

where the yuan fell away from the official reference rate set by the central bank each morning.

The People's Bank of china (PBOC) devalued the currency on August 11, within a few days of the poor July export data and other official figures showing factory-gate prices continued their three-year slide in July, touching a six-year

The yuan has fallen 3 per cent against the dollar since the eve of the devaluation,

but that marks only a partial reversal of its gains over the past 12 months, especially against currencies of major trading partners Japan and the euro zone.

Bank of america Merrill lynch said on Wednesday the yuan could be allowed to depreciate to 6. 5 to the dollar by the end of this year and 6. 9 by end 2016

The devaluation last week triggered falls in other Asian currencies such as those of Australia, New zealand, Indonesia,

Singapore and Taiwan, fuelling fears of a currency war. On Wednesday, Vietnam devalued the dong for the third time this year as authorities sought to support a languid export sector facing fresh challenges from the Chinese devaluation n


R_profit.ndtv.com_news_banking-finance 2015 00421.txt.txt

a delay in the recovery in earnings has led Macquarie, Barclays and Ambit to downgrade Indian shares over the last few days s


R_profit.ndtv.com_news_banking-finance 2015 00482.txt.txt

"said one investment banker with a foreign lender.""Big IPOS demand may not get hit as much, but valuations certainly will."

"Bankers and investors in India had hoped previously for a bumper year for IPOS, with 13 companies already having listed so far this year-the most since 2011."

Analysts warn more uncertainty is given in store the US Federal reserve is expected to raise interest rates as early as September,

"said Kaustubh Kulkarni, head of investment banking at J p morgan India a


R_profit.ndtv.com_news_banking-finance 2015 00536.txt.txt

#Edible Oil Producers Fight Battle Against Cheap Palm oil Imports Dewas: Rajesh Agrawal had built two large oilseed crushing mills in central India,


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Silver lake and Singapore state-owned investor Temasek Holdings-as well as the issuance of the tracking stock, new debt and cash on hand.


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but the institute has made undoubtedly a brave decision in rejecting the billions of dollars of contracts thrown at the military weapons industries.


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a manual analysis would take up to 500.000 work hours and an investment of millions of Euros.


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and eat more animal protein (8 pounds of grains are needed for 1 pound of beef).


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and the document credits former Primesense employees as its creator t


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#Square Brings Accountability To Email Marketing Square is in the process of building up a series of products and services that use its payments platform as a foundation.

It hard to overstate the importance of being able to directly track the return on your investment in this email marketing by equating it with dollars spent in your establishment.


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earning a currency or working towards a goalwe didn have those so what we were having is really good


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and 2x the performance per dollar when compared to the likes of HBASE and Cassandra. Because it supports the HBASE API


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Interestingly, Poland is a leader in payments with a number of clever smaller banks offering more NFC and bitcoin payment options than anywhere else in Europe.

It just the matter of time when payments with the online currency will become as popular as using credit cards today.


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and various types of credit card fraud, has begun incorporating various types of biometric technology to enhance security

As recently reported, Mastercard is launching a facial recognition payment service based on elfiestaken on a smartphone.

For now, Mastercard customers must still use a password when making purchases via the ecurecodeservice,

Mastercard stated that it also is working on a payment program based on voice recognition. Mastercard imminent transition to biometrics was preceded by Apple Pay launching in October 2014 of a biometric payment technology based on fingerprint ID. The newest iphone models are equipped with Apple Touch

ID fingerprint reader. And then there is Paypal, which has boosted security on its mobile app by using fingerprint sensors that are installed on some Samsung Electronics devices.

and access personal accounts. The notorious hacking group called the Chaos Computer Club even replicated the fingerprint of the German Defense Minister.

cloud, banking and payments industries must prepare themselves for the shift from traditional authentication methods to the new biometric systems.

and banks millions of dollars and provide high-level protection against cyber attacks. However, when it comes to the extensive use of biometrics in the payments industry,


R_techcrunch.com 2015 08417.txt.txt

who sold his farming insurance startup The Climate Corporation for around $1 billion. Eventually Eatsa hopes its combination of tech

Since you always pay by credit card or mobile, he hopes to create discounts for regulars that increase every time you dine at Eatsa.


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#Online Bank Simple Ditches All Its Fees When the online banking service Simple first got started,

one of its promises to customers was that it would eliminate many of the excessive fees that traditional banks charge

while also offering an improved and mobile-optimized banking experience. However, while Simple certainly did away with a number of the most common banking fees like maintenance fees, overdraft fees,

or minimum balance fees, for example it still charged fees for other, lesser-used services. But now Simple is ditching all its fees,

it splits the interest margin with its partner banks and it splits the service fee merchants pay to the issuing bank.

This is the same way it always made money, to be clear, but now it eating the cost of even more fees in an effort to improve the overall customer experience. his revenue model is a manifestation of our belief that you should have access to your money

because it no longer operating as a startup in need of funding to stay alive the company was acquired last year by financial services corporation BBVA for $117 million.

and has an in industry low CPA (for personal retail checking accounts) by a significant margin.

Wee also heard that Simple current growth rate is roughly on par with a bank that would have 5, 600 branch employees,

Simple may appeal to those who are fed up with their current bank and looking for a more affordable alternative.

they do miss out on some of the options bigger banks provide like high-yield checking and savings accounts, for example.

That means at some point, a portion of Simple customers may consider other online banking options perhaps opting for bank that does profit from overdraft fees in exchange for better interest rates, for example.

Like most banks, there are fees for using out-of-network ATMS and Simple won reimburse for those.

its customers have access to more than 55,000 fee-free ATMS twice the number of Chase and Bank of america combined


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A Chinese company has introduced also a robot banker, which can handle some routine chores, provide banking information and guide customers.

and the northern West bank to inspect the flow of Palestinian cars and trucks s


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#New antibody may fight HIV better Scientists have identified a novel antibody that could more effectively detect and neutralise HIV virus in an infected patient.


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which within a few months grows from only few cells into an organ weighing approx. two pounds,


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"We print them onto plastic in more or less the same way we print our plastic banknotes,


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The only problem of course, has been in handing over the many thousands of dollars needed to purchase an automated robotic telescope that capable of providing clear images of the outer cosmos automatically.


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and print those changes without investing thousands of dollars in molds or machining parts out of expensive materials.


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capable of extruding 100 pounds of material per hour with a 8x 20x 6build volume, even more massive than the original BAAM 7x 13x 3envelope.

without any of the waste that goes into mass manufacturing parts. e used over 20,000 pounds of material for this project,


R_www.abc.net.au 2015 01222.txt.txt

Taking out wisdom teeth when you don't need to costs Australians millions of dollars say experts.

usually drawing on their private health insurance. But Dr Rick Olive, president of the Australian Dental Association, argues the approach taken by the UK,


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#Groundbreaking Work with Two-Photon Microscopy Wins Brain Prize The 1 million euro Brain Prize has been awarded to four scientists three of them Cornell alumni for their groundbreaking work with two


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Credit: Rohit Bhargava, University of Illinois Using a combination of advanced microscope imaging and computer analysis,


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In addition, the disposable portion of the device should cost less than a dollar to manufacture. Po-Hsun Huang, a graduate student in the Huang group and the first author on the recent paper describing the device in the Royal Society of Chemistry journal Lab on a Chip,


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and other technology writers and industry executives have predicted a multi-billion dollar market is coming.


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Using less insecticide could mean saving tens of thousands of dollars for small growers, a make-or-break figure for those who are struggling with stunted production and less or no profit due to the disease. uring the past 15 years,


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while banking or financial services companies continued to occupy second place but at a slightly lower starting salary of £31,


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said banking details and personal information could have been accessed. A criminal investigation was launched on Thursday. The company said it did not know how much of their customer information had been encrypted.

Dido Harding said any credit card details taken would have been partial and the information may not have been enough to withdraw money"on its own".


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In one of the most pointed exchanges in the entire session, Mr Modi said he hoped Mr Zuckerberg's motivations weren't purely about Facebook's bank balance.


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which Medicare and many insurers cover. Others besides Oncotype DX also are on the market,


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He noted that"round globules filled with water"floated on the seawater and formed when the freshwater detached sand from the sand banks."


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#European union Lags Well Behind the U s. in Innovation There are many different explanations for the euro crisis:

poor fiscal management, loose banking regulation, etcut one major contributor to Europe problems that continues to hold back economies today is a lack of innovation, reported Simon Nixon of The Wall street journal. The European commission own


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But a 2011 survey estimated that European farmersfailure to adopt G. M. crops had resulted in lost revenue of between 500 million and one billion euros per year.


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when the gluten-free industry is worth nearly a billion dollars a year in the U s. alone.

and more federal research dollars may flow, she said. Many people with the disease would like to"eat actual wheat,


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"Commerzbank analyst Sascha Gommel told Reuters. Tesla's Elon musk put his electric-car patents into the public domain last year in the hope of boosting development of competing electric car technology.


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according to Goldman sachs. Companies such as electronics maker TCL Corp. are using robots to produce higher-value goods. At one factory in Shenzhen,


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Drones that weigh only a pound or two or that can't fly higher than a few hundred feet are considered less risky.

but agency officials have said they're concerned that even a drone weighing only a few pounds might cause serious damage


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able to dispense money without a human bank teller being there. But nowadays, needing to find an ATM to get some money out of the bank can be a real hassle.

That's why Poland's Ideabank turned four BMW i3 electric cars into mobile ATMS, dispensing cash to customers via a mobile app, reports Carscoops.

The ATM i3 can also pick up cash from customers business, saving them a trip to the bank,

the Ideabank mobile ATM could redefine banking convenience. No more making quick runs to the cash machine

when you can just call the cash machine to you u


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#Solar Important Part of Energy Mix in Australia olar is playing an increasingly important role in Australia energy mix,

said the CEO of the country Clean energy Finance Corporation, adding that both the residential and commercial solar industries are ramping up.


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we expect unlimited solar will cost no more than a few of dollars a month, but we also plan to offer ways for people to get it for free,

In the late 1990s, the government created renewable energy credits (RECS) as a way to separate renewable from nonrenewable energy.

or micro credits it calls Sunjoules. Partnering with Rechoice and using Sunjoules is unique to Sunport,

Moreover, for each dollar Rechoice spends to acquire SRECS, it spends a matching dollar to install new solar on other nonprofits,

which get free electricity from those installations. That way, each Sunjoule micro credit upgrades a little bit of power today, helps add a little more new solar production to the grid

and aids in powering worthy nonprofits for years to come. he use of micro credits through a Sunport,

multiplied by many users, over time causes a lot of good, adds Droege. So, in a nutshell, Sunport tracks the energy you use,

then syncs your account up with micro credits to upgrade your grid energy use to solar, based on the well established and regulated SREC market.


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and weighs one and a half pounds. It has a 7, 500 milliamp-hour battery (7500 mah) for the times there is no wind. hat less than one charge for a laptop,


R_www.dailymail.co.uk_sciencetech 2015 01595.txt.txt

Bitcoins, an online currency that is hard to trace, are becoming the preferred way hackers collect ransoms, according to FBI Special agent Thomas Grasso,


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Credit: American Chemical Societythe research, reported by the American Chemical Society, was carried out by Kyeongwoon Chung and Dr Jinsang Kim from the University of Michigan.


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#Brain training app that could help schizophrenia sufferers live a normal life A new brain training app developed to help improve the memory of people with schizophrenia could save taxpayers thousands of pounds,


R_www.dailymail.co.uk_sciencetech 2015 03468.txt.txt

Shares in Nokia dipped 0. 6 percent to close at 6. 39 euros, underperforming a flat European technology index.

Nokia was advised on the deal by investment bank Evercore and law firm Shearman & Sterling. Law firm Hogan Lovells advised the overall automaker consortium and Daimler specifically.

Self-driving and connected car services could become a $50 billion market analysts at Exane BNP PARIBAS have estimated.


R_www.dailymail.co.uk_sciencetech 2015 05187.txt.txt

Retinal scanning to be trialled by Citigroup Citigroup is testing new technology that will allow customers to withdraw money using retinal scanning.

The bank wants to replace PIN codes with biometric scanners that could identify customers using only their eyes.

Citigroup said the retinal scans would take 15 seconds to complete compared to 45 seconds for traditional transactions.

The Wall st Journal reported that Citigroup has not set a date for when the retinal scanners would be introduced.

The bank may have to overcome privacy concerns as some customers may be uncomfortable giving their biometric data to such an institution.

Citigroup says it has been working with cash machine manufacturer Diebold and has confirmed that preliminary scanning tests have been carried out on 30 consumers in a laboratory at it head office in New york. The test cash machines do need not even a screen

or a touchpad as all the information is loaded by the app ahead of time. Citigroup is not the only financial institution testing out cardless cash machines-JP MORGAN CHASE

and Bank of america are working on similar technology. The moves comes in response to US credit scoring firm FICO announcing that in May this year the number of attacks on debit cards used at ATMS had reached its highest level in 20 years.

In the UK criminals have become increasingly adept at getting consumerspin codes from ATMS, including installing tiny cameras to record the moment they type the information in.

Fraud on lost or stolen cards in the first six months of last year reached £29. 2 million


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In total, his firms are worth several billion dollars. His latest enterprise, the Soundhawk Smart Listening System, raised $11. 2 million in funding.


R_www.eurekalert.org_bysubject_business.php 2015 00014.txt.txt

so that faculty and students across our campuses will successfully compete for grant dollars and launch bioscience ventures."


R_www.eurekalert.org_bysubject_chemistry.php 2015 00018.txt.txt

A further 5 million euro facility geared specifically to solid-state NMR is currently under construction at the Helmholtz Zentrum in Neuherberg g


R_www.eurekalert.org_bysubject_chemistry.php 2015 00099.txt.txt

and millions of dollars and that no one would adopt, "Aizenberg said. The goal, she said,

U s. Navy spends tens of millions of dollars each year dealing with the ramifications of biofouling on hulls.


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He noted that"round globules filled with water"floated on the seawater and formed when the freshwater detached sand from the sand banks."


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ABS-3a needs only 11 pounds (5kg) of xenon gas per year to maintain station-keeping,


R_www.extremetech.com 2015 03443.txt.txt

Credit: NASA/JPL/University of Arizona) ur quest on Mars has been to ollow the water, in our search for life in the universe,


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which within a few months grows from only a few cells into an organ weighing approximately two pounds,


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At about 2, 300 kilograms (5, 070 pounds), the Si2 weighs about as much as a minivan or mid-sized truck.

An empty Boeing 747, in comparison, weighs some 180,000 kilograms (400,000 pounds) u


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#Travelex'Supercard'points to lower consumer FX costs LONDON (Reuters)- Travelex (IPO-TUL. L) unveiled a new UK digital wallet

an important step by one of the big global players in foreign currency travel money to test out lower margins as existing business models come under threat.

Fuelled by the electronification of the $5 trillion a day global currency market, the World bank has aimed to reduce the cost of exchanging even small sums physically or electronically to less than 5 percent of the value of transactions.

The original deadline for that move has already been missed but those fees are falling steadily,

presenting difficult choices to those like Travelex, Western union (WU. N) or Moneygram (MGI. O) who have large retail networks built on higher transaction costs.

It allows British travellers to register up to five UK credit or debit cards which they then use to make payments while abroad electronically,

and Mastercard tend to charge on top of interbank foreign exchange rates. That compares to real costs of spending euros

or dollars on most cards starting at an absolute minimum of just over 1 percent,

or with Visa and Mastercard closer to 3 percent.""The world has changed. Customer behaviour is changing,

the way they interact with businesses and services of all kinds, not just FX,"said the head of Travelex's new digital team, former Google and e-Harmony executive Sean Cornwell."

Over the next few years we are investing tens of millions of pounds.""A number of sector experts Reuters talked to said it was clear that the bigger players were beginning to recognise that they had to change business models

at stake for households in many developing economies are differences adding up to millions of dollars in fees annually."

an ex-American express executive who has worked as a consultant for a number of big retail FX firms.

www. travelmoneyconsulting. com)" Are these enormous networks-Western union has almost half a million points internationally, going to be necessary?


R_www.foodtechnology.co.nz 2015 00330.txt.txt

Millions of dollars is spent every year trying to prevent or fix problems related to contamination, labelling, injury, sanitation and wasted raw ingredients.


R_www.forbes.com_technology 2015 00001194.txt

#Drought, Climate change and California's Multibillion-Dollar Problem Two weeks before California Governor Jerry brown announcement on Wednesday that residents and businesses in the Golden state which is withering amid one of its worst droughts in modern history

what California is currently experiencing will only get worse with tens of billions of dollars hanging in the balance

could cost the state billions of additional dollars in property losses and infrastructure damage. This could include between $8


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having already raised $10. 3 million dollars back in 2012 for the initial iteration of the watch.


R_www.forbes.com_technology 2015 00001586.txt

which have invested hundreds of millions of dollars (with some federal help) to improve performance over their wires.


R_www.forbes.com_technology 2015 00002522.txt

also improve the financial health of its insurance businesses by allowing customers to live longer, healthier and more independent lives.

But can you imagine letting a U s. health insurance company know every piece of information being collected here?

Studies taken from insurance databases are considered generally less reliable than experiments where people are randomly getting an invention,

Obviously, trust issues about giving information to insurers are a bigger hurdle in the U s. than in many other countries.

No insurance company here has the reach that Japan Post does. Apple and IBM say they are trying out a huge number of pilot studies,


R_www.forbes.com_technology 2015 00002726.txt

Using the example of information Google GOOGL-1. 71%collects from its usershich includes names, email addresses, telephone numbers, credit card data, online history, devices used,


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