That when she and cofounder Amy Poinsett decided they needed to create a platform that tracked every gram of marijuana and every dollar.
The banking transaction works in coordination with the seed to sale software so that the product and purchase match up.
if Bank of america decides cannabis won get them in trouble with the Feds. In the meantime these new companies aren letting any grass grow beneath their fee t
This Technology Reduces Lenses To The Thickness Of A Credit card A team of scientists at the Harvard School of engineering
Thus with the press of the new $ icon and the entry of an amount, you can send money that will arrive to the recipient listed debit card within seconds.
the sender will need to associate a US based debit card with a Visa or Mastercard logo to their Facebook account.
If the user already has a debit card on file with Facebook from gaming, advertising, or donations, this can be the default card.
and delivered to the recipient Facebook associated debit card. Facebook uses the debit card network and the recipient bank
and can take about 24 hours to become usable. Both sender and recipient will see a confirmation message detailing the transfer status and time.
If the recipient has associated not a debit card, they will be prompted to register going through the same process and choices as the sender.
Banking On Debit cards Facebook is currently a debit card based system and is using a similar system that Square adopted for Square Cash 2,
Facebook is also using more recognized APIS that will have the ability in the future to also allow payments from credit cards using the full extent of systems like Visa VPP API 2. The system will also be able to easily scale to countries outside the US
I am rather certain that Facebook has negotiated with a number of regional debit card networks to lower effective rates that Facebook will pay for each transaction.
The debit card networks will see a huge growth of aggregate transactions allowing the networks to continue to be relevant and vital in this new space.
Google Paypal Venmo Square Banks And others It is very clear that a sort of shakeout will commence that will define competing products and perhaps remove a few products from the market.
Banks Banks have been doing person to person payments via inter-accounts and intra-accounts for over two decades.
Banks have finally began to catch up to payment startups with useful and intuitive apps. There is also good reason to believe that banks are currently working on a system that is outside the ACH system
and will allow for instant person to person payments in the next 12 months. However, as it stands today, banks that have whole families
and friends on the same platform in the US may very well continue to hold their own for some time to come,
For example and entire banking system can be built around this platform very much like Brett King has postulated for quite some time.
This new banking future is far closer today than it has ever been. As always you and I along the way
And Financial Data Medical and financial data belonging to as many as 11 million Premera Blue Cross customers may have been exposed in a breach discovered on the same day as the Anthem breach, the health insurance company
in addition to affiliate brands Vivacity and Connexion Insurance Solutions. Additionally, other Blue Cross Blue Shield customers in Washington and Alaska may have been affected by the breach.
and bank account information to Social security numbers and dates of birth going back thirteen years. While Premera says it does not have evidence that the data was removed from the system or sed inappropriately,
and is offering two years of free credit monitoring and identity theft protection. Premera is the second health insurance provider to announce a major breach this year.
On the same date as Premera, Anthem discovered a breach that affected nearly 80 million customers
Unlike in the Premera breach, medical data and banking information were believed not to have been exposed in the Anthem breach.
Premera is one of the largest health insurance providers in the Pacific Northwest, with $7. 6 billion in revenue in 2013 and 1. 8 million members in Washington and Alaska n
Conversion costs manufacturers nly a couple of million dollars, according to Koska an expense that is set to become the effective cost of staying in the syringe manufacturing business.
clean store and use their insurance to purchase them, unlike street drugs. oth prescription opioid and heroin addiction is growing significantly among the affluent and people with private insurance,
two groups that historically have had relatively low rates of abuse, the CDC Vital Signs report says.
In the United states, costs for kidney disease are about 40 billion dollars per year. Kidney disease affects approximately 700 million people worldwide.
The National institutes of health, the NCATS Loan Repayment Program the National Kidney Foundation, the Harvard Stem Cell Institute, the Institute for Stem Cell and Regenerative medicine and the Kidney Research Institute, both at the University of Washington,
and that is used in the strip on your credit card. Because spin has both a magnitude and a direction,
#Teenage Girl Turns Plastic Trash Into Million-Dollar Biofuel An Egyptian teenager has discovered an inexpensive way to turn plastic trash into fuel
and it could be worth tens of millions of dollars a year. Azza Faiad ideas attracted the attention of the Egyptian Petroleum Research Institute.
Dollars per AC Watt Quarterly Average in California Source: Go Solar California Since 2007, the installed price for smaller PV systems (under 0. 5 megawatts) has dropped from around $10 per watt AC to around $5.
#Solarcity Has a New Plan to Make Distributed Energy an Integral Part of the Grid Solarcity has an idea for how to help California utilities tap their own customers as an integral part of their billion-dollar distribution grid plans:
In a white paper this week, Solarcity wrote that the structure could be a key lever for customer-owned distributed energy resources (DERS) to compete for billions of dollars of distribution grid projects being planned by the state big three utilities.
Meanwhile, customer incentives are split up into energy efficiency programs, self-generation incentive program credits, energy storage mandates, demand response payments,
very early calculations we think 20 kilograms 44 pounds of magnesium could get a 100 kilogram 220 pound ship to Mars and back.
Determining an accurate number would require billions more dollars and a great deal more manpower than is given currently to the study of viruses. Though a handful of viruses live in
since the mass spectrometers that are being used cost hundreds of thousands of pounds. But the same technology could eventually be incorporated into easy and small testing kits for anywhere that people need them,
is attracting the interest of hedge funds, banks, consultancies and call centres across the UK. Dr John Coates, a fellow in neuroscience and finance at the University of Cambridge who specialises in the biology of risk taking and stress, said he is now getting bout one call a weekfrom financial institutions,
healthcare companies and tech firms interested in applying his research in the workplace. p to now,
including profiles with all the customerssecret sexual fantasies and matching credit card transactions, real names and addresses,
insurance and retirement from the workplace. one are the days of a social contract with employers for lifetime employment it an old model,
Sundararajan said. hey want the nice things of being a full-time employee income stability, insurance benefits,
Turing then raised the price to $750 a tablet from $13. 50, bringing the annual cost of treatment for some patients to hundreds of thousands of dollars.
Seven percent said they missed a mortgage payment, one out of four stopped getting their prescriptions filled
All the negotiations are left to private insurers and drug companies. The United states is the only nation that operates this way.
By expanding the number of seniors with prescription drug insurance, an additional source of revenue was opened up to pharmaceutical companies for future devlopment.
whether we are getting value for our dollar is the actual treatment. With diabetes or hypertension, it important to look at the total medical care costs of treating those conditions,
"In a country where bank cards are used routinely for even the smallest purchases, there are less than 80 billion Swedish crowns in circulation (about EUR8 billion), a sharp decline from just six years ago,
The rest is socked away in people's homes and bank deposit boxes, or can be found circulating in the underground economy.
The result of collaboration between major Swedish and Danish banks, Swish is a direct payment app that is used for transactions between individuals, in real time.
The service's direct collaboration with Bankgiro and Sweden's national bank, Riksbanken, is a critical factor in its success
Arvidsson says Swish is already revolutionizing the banking system, which itself is no stranger to bold digital projects.
With digital giro systems, early electronic payment services and other advances in online financial services, Swedish banks have been early adopters of advanced IT systems,
"Combined with a strong IT sector, this has led to more competitive financial services in Sweden. The success also depends on the Swedish consumer tradition of welcoming electronic payment services."
Several banks in Sweden already have digitalized 100 percent branches that will simply not accept cash."
"At the offices which do handle banknotes and coins, the customer must explain where the cash comes from,
Bank staff are required to file police reports in response to suspicious cash transactions. In spite of its popularity, Sweden will still have to ensure that all people are able to participate in the new payment system,
as billions of dollars have recently been invested into virtual-reality technology: In 2014, Facebook acquired Oculus Rift for $2 billion;
In the United states, costs for kidney disease are about 40 billion dollars per year. Kidney disease affects approximately 700 million people worldwide.
Image Credit: Contains Copernicus data (2015)/ ESA/DLR Microwaves and Radar Institute/GFZ/e-GEOS/INGVSA SEOM INSARAP study) Moving up Nepal Insar By analyzing the satellite images,
Image Credit: ESA SEOM Insarap Study Norut/PPO. labs/Univ Leeds) Mountains shift Nepal Insar The German Aerospace Center (DLR) used the satellite radar data
Image credit: DLR/EOC) Rainbow fringes Interferogram of Kathmandu, Nepal, before and after the earthquake.
Image Credit: Contains Copernicus data (2015)/ R. Grandin/IPGP/CNRS) Near the Tibetan Plateau Combining two Sentinel-1a radar scans from 17 and 29 april 2015,
Image Credit: Contains Copernicus data (2015)/ ESA/Norut/PPO. labs/COMETSA SEOM INSARAP study) Grading map Based on imagery from the Worldview-3 satellite acquired on April 28,
Image Credit: NASA Earth Observatory) Emitted light Kathmandu Satellite Image-Emitted Light This satellite image shows the city of Kathmandu and its surrounding areas after the April 25 earthquake.
Image Credit: Short-term Prediction Research and Transition (SPORT) team/Marshall Space flight Center) Nepal districts affected Satellite Photo of Nepal Districts After Earthquake This satellite image shows 11 districts in Nepal
Image Credit: Short-term Prediction Research and Transition (SPORT) team/Marshall Space flight Center F
#Major 7. 3-Magnitude Earthquake Aftershock Hits Nepal A 7. 3-magnitude earthquake struck Nepal this morning (May 12), toppling buildings and killing at least a dozen people.
either cells stored in banks or those harvested from adult stem cells are used to aid in bone regeneration.
or Laws, costs less than a dollar per shot
#Weird Microscopic Animal Inspires New Kind of Glass A really weird, really tiny animal the microscopic tardigrade is the inspiration behind a new material that could improve the efficiency of things like LED LIGHTS and solar cells.
as well as one day even pair up with external devices like public cash machines and information displays to offer Braille capability just about anywhere e
and offer robotic capability to clinics that don have millions of dollars in discretionary funds.
Credit: Institute for Basic Science To truly understand the significance of the team findings, it instrumental to understand the nature of two-dimensional (2-D) materials,
and that is used in the strip on your credit card. Because spin has both a magnitude and a direction
Both Sheng and Kelly credit Elliot Pohlmann, a fourth-year Virginia Tech School of medicine student and the paper first author, for sparking the collaboration between their laboratories on this particular project. e realized that glioblastoma
With the help of the new genes the yeast is capable to synthesize the high-prized, natural flavor (more than 4000 euros per kilo) in a cheap way and in useful quantities from sugar (one euro per kilo.
He estimated that a larger mesh net could be created for less than a dollar per square foot.
a 100-pound biped robot designed by the team, along with the interface, for disaster response.
Understanding how the surfaces deflect water so well means the valuable feature could be reproduced in other materials on a mass scale, potentially saving billions of dollars in a variety of industries,
and electrolyzes is expected to be below the target price of the United states Department of energy of 4 US dollars per kilogram. l
and millions of dollars and that no one would adopt, "Aizenberg said. The goal, she said,
U s. Navy spends tens of millions of dollars each year dealing with the ramifications of biofouling on hulls.
Shultz credits her most recent breakthrough to simple geometry and trigonometry. The most common type of ice
and favoured by the trillion-dollar computing and microelectronics industry. Teams led by UNSW researchers have demonstrated already a unique fabrication strategy for realising atomic-scale devices
this means that the whole demonstration using such an innovative façade can be insured by insurance companies in the whole Spain,
He is defining an insurance policy for the field trial of the Meefs innovation in Spain. However, the system needs to meet cost effectiveness requirements in order to penetrate the competitive construction market. he full-scale demonstration of the Meefs façade technology fits in with a new business trend
Pharmaceutical companies spend millions of dollars testing therapeutic drugs on animals only to discover in human trials that the drug has an altogether different level of effectiveness.
Peter Dizikes MITIMAGE Credit: The image is credited to Christine Daniloff/MITORIGINAL Research: Abstract for arge-scale evidence of dependency length minimization in 37 languagesby Richard Futrell, Kyle Mahowald,
but also for more common problems involving maladaptive daily decisions about drug or alcohol use, gambling or credit card binges.
#Key Morphine Regulator That May Reduce Risk of Pain killer Addiction Identified Once used in the 18th century as currency to reverse the trade imbalance between China and Britain,
Stéfan Catheline INSERMIMAGE Credit: The image is credited to Inserm/Stéfan Cathelineoriginal Research: Abstract for rain palpation from physiological vibrations using MRIBY Ali Zorgani, Rémi Souchon, Au-Hoang Dinh, Jean-Yves Chapelon, Jean-Michel Ménager, Samir
If anything, thanks to our Aussie dollar we could see a price increase for 2015 iphones
#Mastercard trialling new technology to authorise payments with selfies AT LAST, a company has found a way to apply monetary value to arguably society most worthless trend the selfie.
Mastercard is trialling innovative new technology that allows shoppers to authorise a payment with a selfie instead of a password or a signature.
Mastercard president of enterprise security solutions Ajay Bhalla called it the ext wave of technology that will change the consumer experience for shopping digitally t all part of our role in making commerce available anywhere
A pilot program is currently being undertaken at a credit union in America, and another in The netherlands. The new selfie payment technology will be implemented in Mastercard Identity Check app.
When a customer purchases a product from an online merchant that requires a verified identity,
A survey of about 10,000 Mastercard customers found one-third of customers had cancelled an online transaction
Mastercard is also looking at voice or heartbeat recognition as payment options in the future y
#Drought prompts 25 per cent water cut in California They have been measuring the snowpack at Phillips in the Sierra nevada mountains in California on the first day of April every year since 1941.
Multispectral and hyperspectral cameras used in industrial applications typically cost several thousands to tens of thousands of dollars,
or even a credit card reader, you spend a lot of your day typing. Well, researchers at MIT noticed the value of this daily habit,
which the company hopes to use as a low-cost method for launching satellites and other small payloads of up to 220 pounds into space.
and municipalities with less money and clout are having to turn to even more inventive methods to get clean water without breaking the bank.
The federal govern ment puts absurdly few dollars toward research: $4 a year for every person in pain versus $2, 562 for every person with HIV/AIDS.
LS3, a heavier, sturdy robot designed as a mechanical mule that can carry up to 400 pounds of gear for a squad on the move
The 160-pound robot is powered battery and remotely controlled, with the operator as far as 1, 600 feet away.
The accompanying app upgrades your usage to solar using Solar Renewable energy Credits (S-RECS). In effect,
Didn bring cash or a credit card with you? No problem. As long as youe wearing the new lifestyle jacket from Lyle & Scott,
much of it from international institutions such as the European Investment bank and World bank and backed by Moroccan government guarantees.
CMI director Alex King credits close collaboration with industry as key to making technology transfer happen'well ahead of traditional time frames'.
To accomplish this they printed the modular pieces that are used to connect carbon rods that make up the Blade's chassis."The 3d printed chassis is only 102 pounds
the entire vehicle only weighs 1400 pounds (635kg), giving it twice the weight to horsepower ratio of a Bugatti Veyron.
and weighs between two and three kilograms (4. 4 to 6. 6 pounds), depending on whether it is an indoor or outdoor version.
and can take loads of up to 120kg (265 pounds. It reaches top speeds of 10 kilometers per hour (6. 2 miles per hour),
The shuffle also looked to have the markings of Ruth Porat, who joined Google as its chief financial officer in March from Morgan stanley. In Google's recent quarterly conference call, Porat repeatedly emphasized keeping expenses under control.
#Nine of world's biggest banks join to form blockchain partnership Nine of the world's biggest banks including Goldman sachs
and Barclays have joined forces with New york-based financial tech firm R3 to create a framework for using blockchain technology in the markets,
It is the first time banks have come together to work on a shared way in which the technology that underpins bitcoin-a controversial,
It has attracted already significant investment from many major banks which reckon it could save them money by making their operations faster, more efficient and more transparent.
The new project, the result of more than a year's worth of consultations between R3, the banks and other members of the financial industry, will be led by R3 CEO David Rutter, formerly CEO of electronic trading at ICAP
Those that have signed up to the initiative so far are JP MORGAN, State street, UBS, Royal bank of scotland, Credit suisse, BBVA and Commonwealth Bank of Australia.
The Bank of england has dedicated a team to it and calls it a"key technological innovation"."The data that can be secured using the technology is restricted not to bitcoin transactions.
"He added that R3 will soon announce a few more banks joining the project.""These new technologies could transform how financial transactions are recorded,
lower error rates and significant cost reductions,"said Hu Liang, Senior vice president and head of Emerging Technologies at State street, in a statement e
and his team at Cocoa Motors, have created a laptop-sized personal vehicle that weighs less than seven pounds.
It only weighs between 2 to 3 kg (4. 4 to 6. 6 pounds) depending on the model
but can carry a person of up to 120 kg (265 pounds), according to a Reuters report.
#One dollar blood test using gold nanoparticles outperforms PSA screen for prostate cancer, study suggests The simple test developed by University of Central Florida scientist Qun"Treen"Huo holds the promise of earlier detection of one of the deadliest cancers among men.
The modest reaction conditions also indicate the feasibility of low-capital requirements for building distributed hydrogen generating
"Rasmussen credits PPPL with providing help and support during critical points in her project.""It was and continues to be a wonderful resource not just because of the plasma physics but the people,
300 pounds of supplies and payloads, including material for research experiments, to the International space station National Laboratory.
you've got about a four-story oven that's tens of millions of dollars in infrastructure that you don't need,
billion-euro manufacturing plants that are necessary for manufacturing today's microelectronics could be a thing of the past.
The receivers are small photodiodes that cost less than a dollar each and could be connected through a USB port for current systems,
#Percentage of Texans without health insurance drops dramatically The report found that from September 2013 to March 2015, the percentage of uninsured adult Texans ages 18-64 dropped from 25 to 17 percent."
"It's almost entirely attributable to newly insured individuals who purchased their own health insurance plans.
"Despite this improvement, Texas remains the state with the highest percentage of people without health insurance,
since 2013 primarily because the ACA Marketplace allows households above the federal poverty level to buy health insurance using subsidies.
"Right now, those at the lowest incomes must rely on health care that is highly subsidized by county and state tax dollars,
#Online voting a step closer thanks to breakthrough in security technology Taking inspiration from the security devices issued by some banks,
'This system works by employing a credit card-sized device similar to those used in online banking.
But the system achieves even greater security than those used by banks by allowing for the possibility that the security devices themselves have been manufactured under the influence of a hostile adversary.
Pharmaceutical companies spend millions of dollars testing therapeutic drugs on animals only to discover in human trials that the drug has an altogether different level of effectiveness.
but also for more common problems involving maladaptive daily decisions about drug or alcohol use, gambling or credit card binges.
Perhaps ants are brainier than we've given them credit for, the researchers say. After all, their incredible talent for olfactory discrimination depends not only on sensitively attuned neurons
Microfinance loans were provided by and managed by Adok Timo, a Kenyan microfinance organization, with support from the two collaborating partners in FACES:
These loans were used to purchase farming implements and supplies along with manual irrigation pumps designed by Kickstart,
Understanding how the surfaces deflect water so well means the valuable feature could be reproduced in other materials on a mass scale, potentially saving billions of dollars in a variety of industries,
The scientists used the motif to search the Protein Data Bank for proteins that could accommodate
Prusiner and colleagues expanded this experiment to include tissue samples from a dozen more MSA victims from tissue banks on three continents:
the Massachusetts Alzheimer's disease Research center in Boston, the Parkinson's UK Brain Bank at Imperial College London,
and the Sydney Brain Bank in Australia. The results were the same: When exposed to human MSA tissue, the mice developed neurodegeneration.
'First anti-fraud system to use existing credit card readers From large-scale data breaches such as the 2013 Target case to local schemes that use skimming devices to steal data at the gas pump,
credit card fraud is becoming commonplace. The key challenge is that existing magnetic card readers use plain text to store confidential information,
secure method to prevent mass credit card fraud using existing magnetic card readers. The novel technique--called Safepay--works by transforming disposable credit card information to electrical current
and driving a magnetic card chip to simulate the behavior of a physical magnetic card.
Protecting against Credit card Forgery with Existing Magnetic Card Readers.""Because Safepay is backward compatible with existing magnetic card readers,
which distributes disposable credit card numbers. The physical entity is the magnetic credit card chip controlled by a mobile application inside a customer's mobile device.
The paper outlines the overall architecture and server-side deployment model the design of Safepay, prototype implementation and security analysis. Here's how it works:
First, the user downloads and executes the mobile banking application which communicates with the bank server.
During transactions, the mobile application acquires disposable credit card numbers from the bank server, generates a wave file,
plays the file to generate electrical current, and then drives the magnetic card chip via an audio jack
Disposable credit card information that expires after a limited time or number of usages (i e.,, just one time) so,
A magnetic credit card chip that makes it completely compatible with existing readers. In the evaluation, the researchers show that the cost of the magnetic card chip is about $0. 5,
A mobile banking application that automates the process making it extremely user friendly. Cao and his colleagues conducted real-world experiments with the Safepay technology performing transactions with a vending machine
During the experiments, they used a bank application, cell phone application, and magnetic credit card chip.
The disposable credit card information was acquired from Shopsafe by registering several disposable credit card numbers with Bank of america.
In all three scenarios, the Safepay method worked and the transactions were successful l
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