#Long term Investors Should Prefer Facebook to Google Last week saw another slew of quarterly earnings releases.
which support owning Google or Facebook. Google prices keep dropping, even as growth slows in oremarket Google once again reported higher sales and profits.
And that is a good thing. But, once again, the price of Google primary product declined. Revenues increased because volume gains exceeded the price decline
which indicates that the market for internet ads keeps growing. But this makes 15 straight quarters of price declines for Google.
Due to this long series of small declines, the average price of Google ads (cost per click) has declined 70%*since Q3 2011!
While this is a miraculous example of what economists call demand elasticity, one has to wonder how long growth will continue to outpace price degradation.
At some point the marginal growth in demand may not equal the marginal decline in pricing. Should that happen, revenues will start going down rather than up.
which allows Google to place more ads in more specific locations for advertisers via such automated products as Admob, Adexchange and Doubleclick Bid Manager.
But such computerized ad buying relies on ever more content going onto the web as well as ever more consumption by internet users.
Further, Google revenues are almost entirely search-based advertising, a category Google dominates. But this is largely a PC-related sale.
Today 67.5%of Google ad revenue is from PC searches, while only 32.5%is from mobile searches.
Due to this revenue skew, and the fact that people do more mobile interaction via apps, messaging apps and social media than browser,
search ad growth has fallen considerably. What was a 24%year over year growth rate in Q1 2012 has dropped to more like 15%for the last 8 quarters.
So while the market today is growing and Google is making more money, it is possible to see that growth is slowing.
And Google efforts to create mobile ad sales outside of search have failed largely, as witnessed by the recent death of Google+as competition for Twitter or Facebook.
It is the market shift to mobile which creates the greatest threat to Google ability to grow;
certainly at historical rates. Simultaneously, Facebook announcements showed just how strongly it is continuing to dominate both social media and mobile,
and thus generate higher revenues and profits with outstanding growth. The#1 site for social media and messenger apps is Facebook, by quite a large margin.
But, Facebook 2014 acquisition of Whatapp is now#2. Whatsapp has doubled its monthly active users (MAUS) just since the acquisition,
and now reaches 800million. Growth is clearly accelerating, as this is from a standing start in 2011.
Facebook Messenger is#3, just behind Whatsapp. And#5 is Instagram another Facebook acquisition. Altogether 4 of the top 5 sites,
and the ones with greatest growth on mobile, are Facebook. And they total over 3billion MAUS,
growing at over 300million new MAUS/month. Thus Facebook has emerged already as the dominant force, with the most users, in the fast-growing, accelerating, mobile and app sectors.
Just as Google did in internet search a decade ago, beating out companies like Yahoo, Ask jeeves, etc.
Facebook is monetizing its market leadership position Google is moving rapidly to monetize this user base.
From nothing in early 2012, Facebook mobile revenue is now $2. 5b/quarter and represents 67%of global revenue (the inverse of Google revenues.)
Further, Facebook is now taking its own programmatic ad buying tool, Atlas, to advertisers in direct competition with Google.
Only Atlas places ads on both social media and internet browser pages a one-two marketing punch Google has cracked not yet.
Google $17. 3b Q1 2015 revenue is 30 times the revenue of Facebook. There is no doubt Google is growing,
and generating enormous profits. But, for long-term investors, growth is slowing and there is reason to be concerned about the long term growth prospects of Google as the market shifts toward both social and mobile.
Google has failed to build any substantial revenues outside of search and has had some notable failures recently outside its core markets (Google+and Google glass.
Just how long Google will continue growing, and just how fast the market will shift is unclear.
Technology markets have shown the ability to shift a lot faster than many people expected, leaving some painful losers in their wake (Dell, HP, Sun microsystems, Yahoo, etc.
Meanwhile, Facebook is positioned squarely as the leader, without much competition, in the next wave of market growth.
Facebook is monetizing all things social and mobile at a rapid clip, and wisely using acquisitions to increase its strength.
As these markets continue on their well established trends it is hard to be anything other than significantly optimistic for Facebook long-term.*
*1x. 93 x. 88 x. 84 x. 85 x. 94 x. 96 x. 94 x. 93 x. 89 x. 91
x. 94 x. 98 x. 97 x. 95 x. 93=.295
#Court Rules Cops Don't need A Warrant To Get Your Cellphone Records A federal appeals court ruled on Tuesday that the public has no reasonable expectation of privacy
when it comes to their cell phone location records. Cops don need a search warrant to get access to cell tower location records
when investigating criminal cases because this information belongs to a third party, according to the ruling. The case centered on Miami resident Quartavious Davis,
who was convicted of robbery, possession of a firearm, and conspiracy in 2012 after investigators obtained 67 days of Daviscell phone records from Metropcs1,
606 records in total. Davis was sentenced to 162 years in prison. The case was appealed to the 11th U s. Circuit court of appeals on the grounds that Davisfourth Amendment rights were violated.
On Wednesday, the court ruled with a 9-2 vote that the overnment obtaining of a court order for the product of Metropcs business records did not violate the Fourth Amendment.
The ruling stated that even though the cell tower records concerned Davis, they did not belong to him
because they were created by a third party. Therefore, Davis did not have a right to privacy around that information.
The ruling also argued that the public knows that cell towers are used to onnect calls
Because the public is aware that they can be tracked through their cell phones, the ruling argues that people should have no reasonable right to expect privacy around those records.
The ruling also compared cell phone location data to surveillance tapes in stores, saying that hose surveillance camera images show Davis location at the precise location of the robbery,
Using the example of information Google GOOGL-1. 71%collects from its usershich includes names, email addresses, telephone numbers, credit card data, online history, devices used,
meaning that Google users wouldn have a right to privacy around that data. The dissent continued, nd why stop there?
Nearly every website collects information about what we do when we visit. So now, under the majority rule, the Fourth Amendment allows the government to know from Youtube. com what we watch,
or Facebook. com what we post or whom we riend, or Amazon com AMZN-0. 38%what we buy,
or Wikipedia. com what we research, or Match. com whom we datell without a warrant.
A few concurring judges also offered caution about the implications of the case. his case is certainly about the present,
but it is also potentially about the future, Judge Jordan wrote. have some concerns about the government being able to conduct 24/7 electronic tracking (live
In a statement on Tuesday, ACLU staff attorney Nathan Freed Wessler noted that other courts of appeal are grappling with the question of cell phone location tracking
GMP corporate spokesperson, told me in an email. Schnure couldn say how big or small those promised savings will be:
a Southern California Edison spokesman told me via email, ut as prices decline for energy storage,
Some lithium-ion batteries used to back up data servers are designed to cycle up to 10,000 times.
¢he me via Twitter. Even at twice that price, he said, grid-level batteries offer utilities a return on investment now:
Existing software companies are adapting and news ones are being born to address the specific needs of this new sector.
The low hanging fruit was the copy cat web design for internet cannabis sites based on already popular traditional internet sites.
there isn a one size fits all software program on the market. Plus, the most unique challenge that faced many software designers was seed the to sale tracking that several states require.
Franwell didn start out as a marijuana software company. It had 20 years of fresh fruit and berry tracking experience.
Another customer told them that Colorado was taking bids on supply chain tracking for marijuana
She said the state made 14 software changes in the first six months. As they look to working with more states,
adjusting the software to each state particular regulations becomes a challenge. t would be great to have standardized tracking,
and Microsoft have not decided to jump in as of yet. MJ Freeway was created out of necessity.
and was tasked with choosing the software. That when she and cofounder Amy Poinsett decided they needed to create a platform that tracked every gram of marijuana and every dollar.
They both came from the computer space. Now they have 1 000 licenses in 19 states.
so we built our own software for seed to sale tracking, said Bierman. He said the problem with the cannabis tech companies is a lack of access to institutional money.
The banking transaction works in coordination with the seed to sale software so that the product and purchase match up.
if Microsoft wants to play and will kiosks be needed if Bank of america decides cannabis won get them in trouble with the Feds.
#Goodbye iphone Bulge: This Technology Reduces Lenses To The Thickness Of A Credit card A team of scientists at the Harvard School of engineering
Taking the iphone 6 as an example, the rear isight camera uses five individual lens elements stacked on top of each other,
resulting in a thick lens module which creates the familiar protruding lens bulge at the back of the phone t
#Whatsapp For ios Will Receive Voice Calling Feature In A few Weeks Whatsapp the instant messaging app that Facebook acquired for $19 billion last year hit 700 million monthly active users
At the Facebook f8 conference this week, Whatsapp cofounder Brian Acton said that the ios version of the messaging app will gain the highly anticipated free voice calling feature within the next few weeks, according to Venturebeat.
Whatsapp spent the last year refining the voice calling feature before it launched on Android last month.
Whatsapp voice calling feature on Android is limited on an invite-only basis as of right now
and holding the microphone icon above the keyboard. The new voice calling feature will let you make phone calls to your contacts,
meaning Whatsapp will become more competitive against Skype. Whatsapp revealed it will be adding voice calling to its app over a year ago at Mobile World Congress in Barcelona.
Whatsapp cofounder Jan Koum also said at the Mobile World Congress event that mobile phones will be sold in Germany with the Whatsapp brand.
Whatsapp launched a desktop client service called Whatsapp Web. The desktop version of Whatsapp only works for Android, Windows phone, Blackberry and Nokia S60 devices right now though.
Hopefully, Whatsapp Web will support ios devices soon. If you have a jailbroken iphone, then you can already access the voice calling feature on Whatsapp.
To use the voice calling feature on Whatsapp with a jailbroken iphone, you can follow these instructions that Thefusejoplin. com provided:
1.)You will need to install Appsyn and download the latest Whatsapp BETA version. Then you have to add the cydia. angelxwind. net and apt. imokhles. com repository on the Cydia sources. 2.)Download the latest version of the Whatsapp beta application and Whatsapp Call Enabler.
You have to make sure that Whatsapp Call Enabler is activated in the settings. 3.)After voice calls are activated,
you will need to have someone call you through Whatsapp and restart your iphone. Why did Facebook acquire Whatsapp?
During a keynote at Mobile World Congress last year, Facebook CEO Zuckerberg said that the acquisition was linked to his vision for Internet. org.
Internet. org is an initiative to bring the Internet people who do not have access
since two-thirds of the world is connected not. The amount that Facebook paid for Whatsapp was particularly interesting
because the messaging app is far from profitable. Whatsapp lost $230 million in the first half of last year on revenues of approximately $15 million, reported The Wall street journal
. While Facebook generates most of its revenues from advertising, Whatsapp charges 99 cents per year for a subscription after one year of free service.
However, Koum acknowledged that Whatsapp scaled back efforts to generate revenue following the acquisition i
#The XX Factor: Getting More Young Women Ready For STEM Jobs More girls and women than ever before are studying
The number of women working as computer scientists is actually declining, and women still make up only 12 percent of working engineers, according to the AAUW report, olving the Equation:
The Variables for Women Success in Engineering and Computing. Even more troubling, qualified women are leaving the STEM workforce in large numbers,
a familiar stereotype about engineering and computer science jobs is that they are solitary occupations offering few opportunities for contributing to society.
When teachers and mentors emphasize the importance of computer science and engineering in helping to address global and community problems,
At Harvey Mudd College in Claremont, Calif.,one of the world premier colleges of science, mathematics,
and engineering, the percentage of women among graduates of its computer science programs jumped to 40 percent from 12 percent in just five years.
First, the college has made the computer science path more welcoming by revising introductory classes, splitting them into two levels based on experience.
female students attend the annual Grace Hopper Celebration of Women in Computing, the largest gathering of women in technical professions,
Broadcom Presents Design code build, a program Broadcom Foundation created in partnership with the Computer History Museum in Mountain view
The closer we move toward gender parity in computer science and engineering, the more welcoming and engaging for women our workplaces will be.
but it will protect its user from the shockwaves of nearby impacts. As described in the typically dense language of a patent
when only one game has made it to American iphone Top 20 download chart. This is a radical,
On March 1, 2011,17 out of Top 20 most popular iphone apps in America were games. It was not unusual to have half a dozen new games enter the Top 20 each week each at least getting fair sampling by the public.
the mobile game industry is facing a huge challenge in building massive enough user bases.
many of the rare recent download winners on the US app chart are relatively low-budget, indie titles like Mr. Jump.
The biggest mobile money makers of Electronic arts right now are the ancient Simpsons and Simcity franchises
The robot battle game eal Steel World Robot Boxingis likely the best known Reliance Games app it has 7. 5 Million downloads,
while the cluster of three Real Steel tie-in apps has garnered 47 Million downloads. The Real Steel franchise has shown broad global appeal
or TV series can generate downloads across the globe, even years later. Real Steel is a 2011 movie that grossed $300 Million.
Earlier this March, eal Steel Champions a new spin-off app by Reliance Games, hit Top 5 of US ipad download chart.
Manish Agarwal, the CEO of Reliance Games, Digital, had some interesting comments about using licensed IP for developing mobile games. he biggest challenge is identifying play mechanics that fit both the license
On other platforms, such as console, designers have a wide array of popular play mechanics to choose from.
For example many movie inspired console games use third-person character action where the player can directly control the star of the film
which has become something of a gatekeeper in South korean mobile game market. Koreans increasingly use Kakaotalk as an app discovery mechanism,
Reliance has decided to use Facebook as the social media network for its apps. Few Western app vendors apart from Supercell and King have attacked seriously Korea notoriously insular market It is impressive that Reliance is tackling Korea seriously from the start.
and leading entrepreneurs including Monica Musonda, CEO, Java Solutions; Ory Okolloh, Director of Investments, Omidyar Network Government;
For example, Amazon already been hiring drone software developers, drone regulatory experts, and even drone pilots, too.
For example, this Marketing and Planning Leadership Council research brief explores the rise in programs designed to remotely monitor patients.
Backers included major VC players like Adreessen Horowitz (a16z) and Google Ventures hope what youl see is the regulations get cleared very soon
#Will Payments On Facebook Be Successful? Facebook: The Social Graph Of Payments Today March 17th, 2015 Facebook has entered into payments in a very big way 1. This is perhaps the biggest news in this sector since its inception.
Much like Wechat a sort of Facebook of China along with Alipay with their hundreds of millions of users to send money via instant message.
To become a person to person payment system in the US the company must apply for
and be granted a money transmitter license in every state. Facebook has been approved money transmitter licenses in every US state and territory along with many European and Asian countries.
My good friend Faisal Khan has been researching this for a number of years. In the US
One could argue that Google system was a communication platform centered around Gmail, but it was linked not fully to the chat system.
and there is a tipping point where one can be certain that the recipient can be found on Facebook.
It turns out a vast majority of Facebook 500 million monthly users are logged on to Facebook Messenger with about 80 million payment cards on file.
With Facebook Payments, the entire system is built currently around the Messenger platform. Fundamentally person to person payments are a form of deep communication
and Facebook Messenger is a logical jumping off point. A vast majority of person to person payments begin with a conversation, perhaps already within messenger.
How Does Facebook Payments Work? To use the system, the sender will need to associate a US based debit card with a Visa or Mastercard logo to their Facebook account.
If the user already has a debit card on file with Facebook from gaming, advertising, or donations, this can be the default card.
The system will allow for the user to image the card via a camera or to manually enter the card into the setup form.
Users will be prompted to set a passcode or use Apple Touchid on compatible ios devices to confirm transfers,
though one can opt out of this authentication in the settings panel. Once an account is confirmed
it will ready for use. Specimen of Facebook Payments payment sending sequence. To send money press the button in the Messenger message composer,
you have an option to send a photo or sticker along with a text message and the money, enter in an amount that is currently less than $250 and tap the aybutton.
Specimen of Facebook Payments payment receipt screen. The money is removed instantly from the sender debit account
and delivered to the recipient Facebook associated debit card. Facebook uses the debit card network and the recipient bank
and can take about 24 hours to become usable. Both sender and recipient will see a confirmation message detailing the transfer status and time.
If the recipient has associated not a debit card, they will be prompted to register going through the same process and choices as the sender.
Along the way, Facebook will send the recipient notices to claim the money. As an added security feature, Facebook may ask users some extra security questions before a transfer can be authorized.
This may take the form of id you ever own a red caror n what city did you live in during the period of 1984 1986 etc.
Banking On Debit cards Facebook is currently a debit card based system and is using a similar system that Square adopted for Square Cash 2,
and optimizations made by Facebook to make the system more fault tolerant and redundant. Facebook is also using more recognized APIS that will have the ability in the future to also allow payments from credit cards using the full extent of systems like Visa VPP API 2. The system will also be able to easily scale to countries outside the US
and localize from a technical standpoint and a regulatory stand point. I am rather certain that Facebook has negotiated with a number of regional debit card networks to lower effective rates that Facebook will pay for each transaction.
This will actually be a win/win for both camps. The debit card networks will see a huge growth of aggregate transactions allowing the networks to continue to be relevant and vital in this new space.
And Facebook will of course see lower costs than most companies in this space. I see this pattern perhaps playing out through the world and thus
By the next Facebook developer conference we may see this presented along with very unique useless for the APIS Facebook most certainly will produce.
Now The Person To Person Payments Party Is Ready To Begin Facebook is entering into a market that has many existing solutions,
including: Google Paypal Venmo Square Banks And others It is very clear that a sort of shakeout will commence that will define competing products and perhaps remove a few products from the market.
There is little doubt that the landscape will be changed far one year from now. Square Square Cash seems to be in a very vulnerable position before Facebook Payments 3 and
I tried to present the case days after the product was announced that this will prove to be a huge waste of time, talent,
Paypal+Venmo Paypal and Venmo will see a challenge from Facebook Payments. There is no doubt about it.
and marketing needed to respond to Facebook. There are many ways that Paypal and Venmo can stay vital and relevant because of the scale they have achieved already.
Google Google has been sending person to person money via Gmail for over two years and although it is not breaking any records,
and become a platform for many users. The simplicity of attaching payments like a document
or a picture is quite genius. Google will need to lower costs and continue to innovate.
and a system that will surprise even Facebook. The plans have been in process for quite some time and unlike Facebook
Paypal, Google, and Square, Apple will not handle any payments themselves. High Likelihood Of Success There is little doubt that Facebook will be successful In person to Person payments.
If not just by the size of the user base and the utility this new feature will offer.
One can surmise that at some point, even though currently there is no revenue model from Facebook pavements,
there is a path where the cards on file will become a source for payments for products and services from merchants.
Thus, I predict revenues from payments to soar over time once the merchant payment system is activated.
Specimen of revenue sources at Facebook. The Payment isruptionera Is Now Officially Over In less then 12 months
and listed Apple, Facebook, and retailers themselves. Today, Apple Pay, Facebook Payments, and MCX/Currentc are here.
It was fun times as my thesis and postulations were controversial and constrain. This was the height of the ayments disruptionmania
and many medical schools now use e-learning tools like webcasts and online study aids to broaden enrollment
when it opened two small program sites in Kenya and Haiti, it delivered classes to students in many of the world poorest places.
In radiology, for instance, a growing number of hospitals around the world now use software by Lifetrack Medical Systems,
The software enables radiology residents to receive virtual training from qualified practitioners anywhere in the world boon for places like Indonesia and Myanmar with acute radiologist shortages.
Dr. Peter Haddawy, a Bangkok-based computer scientist who developing these technologies, says theye actively being used for surgery students in Thailand.
a web and mobile application that supports workforce skill building. The app delivers informational content to distributed teams,
In the Philippines, for example, a group of doctors founded an online community called Healthxph that uses social media to mobilize discussion about healthcare topics.
In neighboring Indonesia, more than three-quarters of doctors in major cities reported using the Internet regularly to build their knowledge and skills
Premera is stressing that the company will not email or call customers about the breach. To protect against phishing attacks,
and links or replying to emails about the breach. Based in Mountlake Terrace, Washington, Premera is one of the largest health insurance providers in the Pacific Northwest, with $7. 6 billion in revenue in 2013 and 1. 8 million members in Washington and Alaska n
the University of Toronto is working with Christian Blind Mission a non-governmental organization that helps people with disabilities in developing countries as well as software supplier Autodesk ADSK+0. 17%and the Corsu rehabilitation hospital in Mpigi, Uganda.
but it does allow those with the skills to be more productive. ur toolchain includes an inexpensive 3d scanner, a standard laptop with our Socketmixer software,
Overtext Web Module V3.0 Alpha
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