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used Paypal to add a oequick pay button to its app. Liveops, a call-center outsourcing firm, built a tool that streamlined payments to its operators, turning

Indeed, in this age of elites who delight in such phrases as outside the box and killer app,

Many limit their thinking about gamification to mobile apps but it has far broader implications.

In June 2011, Paypal demonstrated its own mobile payment app for Android devices. Twitter founder Jack Dorsey s latest venture, Square, is an electronic payments service

Both the Square card-reader and app are free although there is a 2. 75%charge for each payment made.

The izettle app works with iphones and ipads. Bills can also be paid or money transferred using this service.

and the bottom-up design capabilities of app developers around the world, drones will quickly move from the realm of personal toys to functional necessities that we interact with on a daily basis. For those of you looking to switch careers,

Apple s App store currently offers 9, 000 mobile health apps, along with 1, 500 cardio fitness apps, over 1, 300 diet apps, more than 1, 000 stress and relaxation apps,

and over 650 women s health apps. But apps are only part of the equation. Peripheral devices are setting the stage for the true self-revolution:

All Apples stores now carry the Withings Blood pressure monitor, a peripheral device that plugs into the ipad,

iphone or ipod Touch and takes the user s blood pressure. Data can be sent directly to a doctor or saved (confidentially) to the cloud.

Lifelens has created a smartphone app to diagnose malaria. The app can magnify a drop of blood (captured via a simple finger prick)

and identify whether malarial parasites are present. In October 2011, Ford demonstrated three SYNC apps offering in-car health monitoring for drivers to track chronic conditions such as diabetes, asthma and hay fever.

Also in October 2011 AT&T announced it will begin selling clothes embedded with health monitors,

Every new peripheral device will create a market for hundreds of new apps, and we haven t even scratched the surface of

Book-to-App Converters Over the coming months we will begin to see a form of competition brewing between books and apps.

we will begin to see a large scale effort to convert existing books and literature into an interactive app, similar to the current effort to convert popular literature from print to audiobooks.

We now have over 1 million mobile apps available for download. Putting this into perspective,

the whole mobile apps revolution began in March of 2008 when Steve jobs announced the software developer s kit for the Apple iphone.

there were a whopping 552 apps to choose from. To say the apps were an instant success is a gross understatement.

Over 60 million apps were downloaded within the first 3 days and tech companies around the world began to sense a market shift.

Little did they know how much, and how many industries would be affected. As of today, over 20 billion apps have been downloaded

and there s no end in sight. But the piece getting very little attention is the exploding field of smartphone peripherals that extend our current communication systems far beyond simple person-to-person communications.

Using an app on the mobile phone, customers can top up their wave and pay account from a connected credit

The app allows a constant, running check on transactions and provides a real, useful and sometimes painful tally of expenditure.

For example, researcher and app developer Foodpairing has broken down flavor to its molecular components and has compiled databases that can match the flavor of those ingredients against other completely different ingredients.

#Boom in app development lures coders but it s tough to make a living Software engineers now outnumber farmers

the ranks of computer software engineers, including app writers, increased nearly 8 percent in 2010 to more than a million, according to the latest available government data for that category.

apps have inspired a new class of entrepreneurs. These innovators have turned cellphones and tablets into tools for discovering,

The iphone and ipad have about 700,000 apps, from Instagram to Angry Birds. Yet with the American economy yielding few good opportunities in recent years, there is debate about how real,

and lasting, the rise in app employment might be. Despite the rumors of hordes of hip programmers starting million-dollar businesses from their kitchen tables, only a small minority of developers actually make a living by creating their own apps, according to surveys and experts.

The Grimeses began their venture with high hopes but their apps, most of them for toddlers, did not come quickly enough

or sell fast enough. And programming is not a skill that just anyone can learn. While people already employed in tech jobs have added app writing to their rsums, the profession offers few options to most unemployed, underemployed and discouraged workers.

One success story is Ethan Nicholas, who earned more than $1 million in 2009 after writing a game for the iphone.

But he says the app writing world has experienced tectonic shifts since then. Can someone drop everything

and start writing apps? Sure,#said Mr. Nicholas, 34, who quit his job to write apps after ishoot,

an artillery game, became a sensation. Can they start writing good apps? Not often, no.

I got lucky with ishoot, because back then a decent app could still be successful.

But competition is fierce nowadays, and decent isn t good enough.##The boom in apps comes as economists are debating the changing nature of work,

which technology is reshaping at an accelerating speed. The upheaval, in some ways echoing the mechanization of agriculture a century ago,

that set off the app revolution with the iphone and ipad. Since Apple unleashed the world s freelance coders to build applications four years ago,

and the exact composition of a jobs subcategory to reflect the new prominence of apps.

And the tech industry has begun making claims about how apps are contributing to the broader economy A study commissioned by the tech advocacy group Technet found that the app economy##including Apple, Facebook,

Google s Android and other app platforms#was responsible, directly and indirectly, for 466,000 jobs.

Apple said this month that its app business had generated 291,250 jobs for the American economy,

and write apps in their spare time. Apple has become increasingly assertive in promoting the economic benefits of apps as its own wealth

and prominence have grown and its employment and other business practices have come under scrutiny. The company issued a statement for this article saying it was incredibly proud of the opportunities the App store gives developers of all sizes,

At the company s annual meeting this spring, the chief executive, Timothy D. Cook, noted that just a few years ago mobile app#wasn t even in people s vocabulary.

while not a scientifically valid sample and restricted to one segment of the app market,

the app world is weighted an ecology heavily toward a few winners. A quarter of the respondents said they had made less than $200 in lifetime revenue from Apple.

A few apps have made it extremely big, including Instagram, the photo-sharing app that was bought by Facebook in April for $1 billion.

When app developers dream, they dream of triumphs like that. Most developers, however, make their money

when someone buys or upgrades their app from Apple s online store, the only place consumers can buy an iphone or ipad app.

Apple keeps 30 percent of each app sale. While its job creation report trumpets the $6. 5 billion the company has paid out in royalties,

it does not note that as much as half of that money goes to developers outside the United states. The pie,

while growing rapidly, is smaller than it seems. My guess is that very few developers make a living off their own apps,

#said Jeff Scott, who runs the Apple app review site 148apps. com and closely tracks developments in the field.

The Struggling Entrepreneur Like many computer experts Shawn Grimes started experimenting with apps almost as soon as Apple opened its doors for the iphone.

He wrote an Internet security program as well as a tool for studio photographers to manage portrait sessions.

Those amateur apps pulled in more than $5, 000 from Apple. Late last year, Mr. Grimes was laid off as a computer security specialist by Legg Mason, the Baltimore financial firm.

With direct employment out of reach, he decided to work independently by writing apps. He had no illusion that he was likely to become rich.

But with hundreds of new apps introduced every day in Apple s store, the field is overcrowded#something the Grimeses learned quickly and painfully.

Ms. Grimes, 32, quit her job teaching kindergartners to join the couple s new venture, Campfire Apps.

They worked steadily on apps that revolved around children. Henry s Smart Headlamp was a learning game for preschoolers

The couple aimed for one new app a month, but progress was slow and sales were slower.

In March, with the apps bringing in only about $20 a day, they cashed in Mr. Grimes s 401 (k),

but took time away from Campfire Apps. By the beginning of summer, troubled by several persistent health care issues

Mr. Grimes now works as an app developer for ELC Technologies, an Oregon company that allowed him to stay in Baltimore.

Ms. Grimes is still working on Campfire Apps. While Mr. Grimes was angry at Legg Mason for laying him off,

So far this year, their eight apps have earned $4, 964. When the newest iphone came out at the end of September,

They founded echobase, a start-up with 14 employees that is developing apps to allow doctors and nurses to view

whose doctors download the app free. Apple makes no money here, but it gets a long-term benefit:

and he made sure that Apple would retain strict oversight of every app. In retrospect, it might have been the smartest decision ever made by a company that prides itself on creating the future.

The App store opened in July 2008 with 500 apps. In an interview, Mr. Jobs laid bare the company s goal:

#And so, thanks in large part to the multitude of apps, it came to pass. More iphones#nearly seven million#were sold in the next three months than in the entire previous year,

Apps changed the iphone from a simple phone into a mobile computer, #said Mr. Scott of148apps. com. Apple s financial documents show just how crucial app inventors are.

If the developers stop developing, the company warned again last month, customers may choose not to buy the company s products.#

Developers have expressed flickers of grumpiness at Apple s 30 percent cut of each app sale.

Accomplishment-Based Educational Apps-Much of what happens in today s colleges and universities is based on symbols of achievement,#not actual accomplishments.

A new generation of apps will soon be developed that allow students to autonomously work their way through an actual accomplishment

I presented my thoughts on the Future of Mobile Apps & Peripherals#at our monthly Night with a Futurist event.

#oeyou can now build a cell the same way you might build an app for your iphone,

including online#oeask a librarian#-type research service, mobile library apps, library kiosks in the community,

#Mobile Apps and Websites The Goethe-Institut New york Library s Mobile Augmented Reality App#oeallows learners to explore German cultural heritage in New york city using archival documents, photographs,

#The Cuyahoga County Public library of Parma, Ohio#oecreated CCPL Mobile, an exciting new mobile app that enhances the library patron experience by giving patrons access to the unprecedented convenience of checking out

The free CCPL Mobile smartphone app features a Digital Books & Media channel that makes finding

In addition to using the app to renew and reserve items, patrons can also use the tool to find library branches and hours of operation.

Smart Contact App Developers Smart contact lenses superimpose information on the wearer s field of view. The bank of the future Crypto Currencies & Alternative Financial Systems In 2008 the entire world was beginning to panic as our global financial systems teetered ever so close to total meltdown.

and Android apps to researchers in the field or via Google earth to be viewed in more detail on a computer.

For example new software and apps will allow users to look at the name of a restaurant or bar and instantly view reviews.

I can block you. 1: 39 64 bit apps. I know what that means but my hands are sort of cramping up so

Apps, like the parking app Streetline that helps drivers find available parking spots, use this sensor technology too.

and apps can help them contribute, said Bartlett. He called this environmental crowd sourcing, or the ability of a citizen to use their smartphone to alert the city to building issues,

or using an app to identify the problem. Bartlett said that IBM has found that people want to be involved in the improvement of their communities,

and have been very receptive to the apps that have been introduced so far. Â Just as smarter buildings and smarter neighborhoods are the building blocks of smarter cities

So passengers will be able to get on their mobile apps and place the order while they're standing in the security line.

nutrient injectors and even an app that allows owners to control all these processes remotely from their iphone.

and even through an iphone app. Users can create efficient watering schedules that are customized to their landscape through an intuitive interface that is easy to use.

app FTC creates guidelines for facial recognition technology use The spy-free app you can use to stop surveillance