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Today, a few non-governmental organizations (NGOS) are trying to draw the attention of â€oeconsumers†on the possible harmful effects of genetically modified organisms (GMOS), cell phone antennas and nanotechnologies.
The smartphones have became powerful computers in our pocket/hands. The Internet has opened the highway to the world of information
smithsonian. com) The satellites and the spread of the Internet and mobile devices, smartphones and tablets have led to a veritable deluge of data, further accelerating the move toward the Internet of things.
The continuous improvement of electronic equipment, such as computers, mobile phones, TV, in-car electronics, cameras and game consoles, led to reduce the power consumption
According to scientific studies5, our cell phones may cause brain tumors. Today, cell phones, tablets, consoles and other devices are in the living room;
this â€oesecond†screen is said to be necessary. Many are playing for hours on these devices.
Addiction to cell phones CIS 14, games and social networks is rampant in Generations Y and Z. The workers from Generation Y use three screens.
Our smartphones and tablets are manufactured from parts made in the Far east that are transported then thousands of kilometers into the countries buying them.
or telephone equipment that are not yet at the end of their lifecycle. 5 http://www. cancer. gov/cancertopics/factsheet/Risk/cellphones.
for example tracking the user of a smartphone to suggest they buy or visit objects available in their area.
Smartphones and future devices embedded with machine-learning techniques will learn from real-time Innovation Landscape and Fields 21 interactions with the user and not from navigation (too many errors) or a published profile only.
Its popularity has been increasing greatly in recent years due to much higher affordability and simplicity through smartphone and tablet connectivity.
The Internet of things facilitates taking control of all connected objects from outside using a smartphone. The challenge for companies is to install this automation in every home
For example, French scientists have studied the influence of the smartphone on the human brain over a period of 5 years
A plethora of services were born due to the Internet and smartphone. Technology-empowered communication, television (TV), cinema, video games, writing and creation of other cultural assets changed the need for skills.
m-learning (mobile) and e-commerce work is becoming e-work and m-work. The first and second industrial revolution paradigm is no longer valid,
Mobile phone transmitters are pointed also out as a potential cause of Cancer cell phones emit radio frequency energy,
which can be absorbed by tissues closest to where the phone is held. The amount of radio frequency energy that a cell phone user is exposed to depends on the technology of the phone
the distance between the phone†s antenna and the user, the extent and type of use,
and the user†s distance from cell phone towers. According to the National Cancer Institute, â€oestudies thus far have not shown a consistent link between cell phone use and cancers of the brain, nerves,
and how people use cell phones have been changing rapidly†11. In some cases, a sophisticated simulation system based on the collection of multidisciplinary knowledge may help understand the impact and consequences.
A distinction between an useful innovation and one that simply allows one to make money could help us better. 11 http://www. cancer. gov/cancertopics/factsheet/Risk/cellphones.
Another potential barrier is the lack of social appropriation by potential users and the fear of novelty. iphone,
Washing machines, refrigerators, vacuum cleaners, computers, smartphones and many others were accepted immediately. While three-dimensional (3d printer is extremely useful for prototyping, quickly providing spare parts,
Supermarkets are offering services of mobile phone payement. To avoid the long lines, shoppers can just scan barcodes of the items they are picking out
Their offer relies on CDMA6 mobile phone voice and data communication, primarily via Verizon Wireless in the United states and Bell Mobility in Canada,
Run in France since 2005 by Silicon Sentier and FING, joined in 2010 by the Mobile Marketing Association France,
and in partnership with Orange, Blackberry and Figaro, Mobile Monday Paris celebrated its 35th year at the Mobile World Congress 2010 at The french Pavilion.
Lessons Learned from a Smartphone-Based Insurance Telematics Initiative...85 Jens Ohlsson, Peter Haâ ndel, Shengnan Han,
smartphones serve as a good example to illustrate the shift in the rate of innovation across time.
Smartphones represent a product innovation combining various functionalities such as the ones of mobile phones web browsers, or navigation systems.
When the first smartphones entered the market, the rate of this product innovation was very high.
Even though smartphones as such are not highly innovative any more, they still enable manifold process innovations in all kinds of application areas.
including the redesign of process steps through integrating IT products such as smart phones and tablets or IT services such as mobile apps.
mobile phone apps that allow for new sales processes, and big data analytics that allow for real-time process decisions based on data available from products in use.
outlining how mobile, cloud, social, and analytical technologies initiate change in the nature of work and
Lessons Learned from a Smartphone-Based Insurance Telematics Initiativeâ€. They present the potentials of behavioral-based insurance
It offers a mobile phone voice and data service to its targeted customers (primarily teens and young adults) consistent with its youthful, innovative brand.
Examples abound, such as Apple†s introduction of the ipod and smartphone, or Skype†s introduction of consumer VOIP.
We previously noted Virgin Mobile as one that has done this masterfully. But many other examples abound.
these are described next to provide context for the following sections on BPM technologies. 2. 1 Mobile and Cloud Mobile and cloud,
On the surface, mobile and cloud are just deployment platforms: mobile is the platform for the end user,
Mobile has become mainstream for consumer applications†finding when the next bus is coming while you are walking to the station,
or using your phone to pay at your favorite coffee shop†but is also making inroads with remote and mobile enterprise workers.
computers, mobile phones, vehicles, industrial equipment, sensors, security systems, building automation systems, and even social networks such as Twitter.
Lessons learned from a smartphone-based insurance telematics Emerging Technologies in BPM 57 initiative. In J. vom Brocke & T. Schmiedel (Eds.
Lessons Learned from a Smartphone-Based Insurance Telematics Initiative Jens Ohlsson, Peter Haâ ndel, Shengnan Han,
In this chapter, we demonstrate the insurer†s process innovation with smartphone-based insurance telematics, using the example of the â€oeif Safedrive†campaign
BPM †Driving Innovation in a Digital World, Management for Professionals, DOI 10.1007/978-3-319-14430-6 7 85 1 Introduction The smart cellular phone,
or smartphone, has become a ubiquitous personal device influencing a large portion of the contemporary individual†s daily life.
The capabilities of smartphones exhibit a dramatic increase compared to traditional feature phones due to (1) the user friendly human-machine interface design;(
Contemporary smartphones are equipped with a large set of sensors which sense the surrounding environment, including means for positioning via e g.,
, used for the detection of the orientation of the smartphone for automatic rotation of the displayed information;
which enhance the calculated position, direction and movement of the bearer of the smartphone. By combining measurements from sensors with complementary properties, information with enhanced properties can typically be extracted.
Sensor-equipped measurement platforms with processing capabilities existed prior to the introduction of the smartphone,
but the smartphone made it a ubiquitous device available in large volumes and distributed to a large portion of the population†a fact that opens up opportunities for developing a range of disruptive technologies.
The sensing capabilities of the smartphone create exciting new application areas (Lane et al. 2010). ) Connecting millions or even billions of smartphones into large scale sensing systems enable time or location-based services in environment monitoring, intelligent transportation systems, applications in health and support for the ageing populations,
to mention only a few. Sheng, Tang, Xiao, and Xue (2013) list two paradigms for sensing via large-scale smartphone-based measurement systems, namely,(1) participatory sensing and (2) opportunistic sensing, where the former is based on an active
participation on the part of the smartphone owner and the latter has automated sensing without the interaction of the end-user.
The evolution of smartphone technologies together with its social and technical capabilities creates a solid foundation for innovating business processes in various industries.
An innovation is defined as â€oenew to the state of the art, †which basically means without known precedent (Abrahamson, 1996;
which a smartphone-based Usage Based Insurance (UBI) product for a personalised car insurance is realized. It is believed that the findings are of a general interest as an example of a disruptive technology,
like a smartphone (Fig. 1, pictures from left to right). An insurer can access actual driving behaviour data through an insurance telematics program.
The possibility of obtaining a scalable technology for insurance telematics has increased the insurance companies†interest in smartphone-based programs
and smartphone with insurance telematics software from Movelo (right) 88 J. Ohlsson et al. 2. 1 The Smartphone-Based Insurance Telematics Application At the Department of Signal Processing, KTH
With the progress of the cellular phone from a low-functionality feature phone to versatile software-configurable sensing platform,
a new smartphone-based measurement probe is developed and subsequently deployed for commercial purpose (Haâ ndel, Ohlsson, Ohlsson, Skog, & Nygren, 2014).
The clear advantages using the smartphone in this context include its high availability, competitive price-performance metric,
or a smartphone, as illustrated in Fig. 1. The probe monitors and transmits risk-related information to the insurers such as the speeding,
and smartphone development in combination with the research activities at the universities were a catalyst for the moving vehicle logger campaign that was set up by Movelo AB and If P & C in early 2013.
such as a smartphone solution, the insurers need innovated marketing and sales processes to facilitate and get a maximum effect out of the new product.
and sales process by getting a new customer channel and improved customer relations through the new possibility of communicating to their customers via the smartphone;(
The process innovation and redesign work was done by means of an iterative approach Movelo prototyped the smartphone solution
Fig. 2 Examples of the smartphone interface and feedback to car-drivers from top to down/left to right:
The purpose of the commercial release was to implement the smartphone application in real driving scenarios with larger group customers/car drivers.
if the smartphone-based UBI fulfilled the initiative objectives, e g.,, creating sales-volumes and acquiring new customers. 3. 1 The Process Innovation:
Customer Acquisition Process The application of the smartphone-based UBI telematics transformed the insurer If†s sales
and implemented with the aims of taking maximum advantage of the new customer channel (the Smartphone) and its communication capabilities.
or curious of testing safe-drivning qualification Qualify for Safe-driving scores Communicate Quote via Smartphone Accept Quote Pay invoice Customer insured Challenge one
In this activity of the To-Be process the end user received feedback from his/her smartphone on driving behaviour after each drive (see Fig. 2). The feedback consisted of scores 0†100 based on braking, acceleration and speeding behaviour,
the smartphone should be mounted on the dash board, thus, a cradle to put the smartphone in should be fixed in the car,
which results in extra costs for end users. Thus the feedback during the driving was passive,
In the smartphone solution one can set up an auto-start function, thus the end users can have the application start by itself when driving.
filtering GPS data combined with sensor fusion from the accelerometer and gyroscope in the smartphone,
and combined with map-data in the smartphone (Haâ ndel et al.,2014). ) The complementary parameters for the risk-assessment process
worldwide, utilizing the processing power of smartphones. The data quality was assured by rigorous soft computing methods.
and large majority of the users recommended the smartphone application to friends, it failed to recruit the desired amount of new customers.
Or Insurer makes an outbound call to recruit new customer Consumer makes insurance request through †Smartphone App New customers recruitments are made by word-of-mouth, e g. inviting friends, social communities
The core technology of the smartphone-driven insurance telematics has yielded the advantage of improving risk assessments activities by collecting
Discussion In the case of the If Safedrive campaign, the smartphone-based insurance telematics was tested
where the insurer applied smartphone-based insurance telematics to innovating business processes, i e. customer acquisition, risk assessment and price calculation.
Smartphone-based measurement systems for road vehicle traffic monitoring and usage-based insurance. IEEE Systems Journal, 8 (4), 1238†1248. doi:
A survey of mobile phone sensing. IEEE Communications Magazine, 48, 140†150. Malcolm, G. 2000. The tipping point:
, smartphones) more and more events have geospatial attributes. Note that the Ioc, the Iop, the Iot, and the Iol partially overlap.
Thus, the physical IPHONE was the obvious attractor, but it was the App store that created an innovative and novel business model that provided a separate ongoing value proposition and added income stream.
She worked in the large projects carried out with Duodecim (the Finnish Medical Society), Pfizer Finland Ltd, Nokia Ventures, Nokia Mobile phones, etc.
186,196, 206†209,211 Mobile technologies, 61 Modeling convention, 180†182,188 Modeling tools, 13,136, 177†189 Monitoring, 5, 9, 11,13, 22,55
innovation, 41†44 Seven process modeling guidelines (7pmg), 181,183 Skills, 17, 53†56,131, 134,260, 267,269, 272 Smartphone, 7, 42, 85â€
100,106 Smartphone-based monitoring, 86 Smart processes, 23,25 Social BPM, 54†55 Social collaboration, 52†53,56 Social media, 3
Driving Innovation Through Emerging Technologies Emerging Technologies in BPM 1 Introduction 2 Emerging Technologies 2. 1 Mobile and Cloud 2. 2 Social Collaboration
Lessons Learned from a Smartphone-Based Insurance Telematics...1 Introduction 2 The Disruptive Technology: Insurance Telematics 2. 1 The Smartphone-Based Insurance Telematics Application 2. 2 The Vendor Moveloâ's Motivation to Commercialize the Application 3 The Case of the If Safedrive Campaign 3
. 1 The Process Innovation: Customer Acquisition Process 3. 1. 1 The As-Is Customer Acquisition Process 3. 1. 2 The To-Be Customer Acquisition Process 3. 1. 3 The To-Be Process Advantages
Department of Enterprise, Trade & Employment Department of Enterprise, Trade & Employment 23 Kildare Street, Dublin 2, Ireland Telephone:+
The consultations comprised a mixture of one to one meetings, group discussions, survey and telephone/email research contact.
Non respondents were followed up by telephone which resulted in some participants completing the questionnaire over the phone.
Phase One Participants: All 19 participants were emailed and one bounce back email was received. Of those successfully contacted, 10 completed the questionnaire.
knowledge workers become more mobile and innovation becomes riskier and more costly, more businesses have turned to open innovation as a way of increasing the speed and effectiveness of their innovation approaches.
The Intertradeireland Business Monitor telephone survey was undertaken in 2011 and the sample is structured to allow subgroup analysis by region, sector (seven of these), size of business (small, medium and large) and export orientation (exporters off the island, cross-border traders and non-exporters).
The Trade and Business Development Body The Old Gasworks Business Park Kilmorey Street Newry Co Down BT34 2de Telephone:
The Forum is grateful to the many people who have contributed online by telephone, in writing and in person.
The emergence of digital mobile systems (GSM) and open systems in computing and communications created an environment where even small companies could make an impact in world markets such as banking
, printing, telephone, postal and storage facilities) at affordable costs. Co-working spaces usually range from 2,
FOR MORE INFORMATION, CONTACT ITIF BY PHONE AT 202.449.1351, BY EMAIL AT MAIL@ITIF. ORG,
and further investment is planned in the provision of high speed fixed line and mobile broadband services.
i) New products Assistive technologies developed for people with disabilities ii) New services Mobile banking iii) New processes Peer-to-peer collaboration
The â€oefonebak†initiative was the world†s first mobile phone recycling scheme. The company saw an increase in turnover of 254
Examples are given on the novel use of information platforms, data from sensor networks and community use of mobile phones.
which is on the way to becoming Next Generation Standard for mobile broadband communications †45 mobile operators worldwide have announced already that they will adopt it.
furthermore, is validated itself also by the fact that over 6 million new mobile phone subscribers are added per month in India (TRAI,
Telephone subscriber maintains growth: 6. 57 million Wireless Subscribers added in May 2007, Telecom Regulatory authority of India, Press release no. 61/2007.
Implications of Digital, Social and Mobile Media. pdf. txt! W Fueling innovation through information technology in smes. pdf. txt 5 X GCR COUNTRYHIGHLIGHTS 2012-13. pdf. txt%Y Green technologies and smart ICT for sustainable freight
G#1v 4150 Mobile-assisted language learning 0#2#mobile assisted language learning Mobile-assisted language learning G#1v 4151 Open educational resource
0#2#open educational resource Open educational resource G#1v 4152 Opencourseware 0#2#opencourseware Opencourseware G#1v 3907 Organisation of teaching
G#3v 7111 Telephone G#4v 7112 Mobile phone 0#5#cellphone Mobile phone 0#5#cellular phone Mobile phone
0#5#mobile Mobile phone 0#5#mobile phone Mobile phone G#4v 7113 Smartphones G#5v 7114 iphone
G#6v 7115 Iphone 0#7#iphone Iphone G#6v 7116 Iphone app 0#7#iphone app Iphone app
G#5v 7117 Samsung galaxy 0#6#samsung galaxy Samsung galaxy G#5v 7118 Smartphone 0#6#smartphone Smartphone
G#4v 7119 Telephone 0#5#phone Telephone 0#5#telephone Telephone 0#5#telephone dial Telephone
0#5#telephone number Telephone G#3v 7120 Telephone companies G#4v 7121 3com 0#5#3com 3com
G#4v 7122 Abertis 0#5#abertis telecom Abertis G#4v 7123 Alcatel-lucent 0#5#alcatel-lucent Alcatel-lucent
G#4v 7124 Amer mobile 0#5#amer mobile Amer mobile G#4v 7125 Amer tower 0#5#amer tower Amer tower
G#4v 7126 AT&T 0#5#at&t AT&T G#4v 7127 Atlantic telecom 0#5#atlantic telecom Atlantic telecom
G#4v 7128 Baby bell 0#5#baby bell Baby bell G#4v 7129 Banyan 0#5#banyan Banyan
G#4v 7130 Bay network 0#5#bay network Bay network G#4v 7131 BCE INC 0#5#bce inc BCE INC
G#4v 7132 Belgacom 0#5#belgacom Belgacom G#4v 7133 Bell atlantic 0#5#bell atlantic Bell atlantic
G#4v 7134 Bell canada 0#5#bell canada Bell canada G#4v 7135 Bell corp 0#5#bell corp Bell corp
G#4v 7136 Bell pacific 0#5#bell pacific Bell pacific G#4v 7137 Bell south 0#5#bell south Bell south
G#4v 7138 Bouygues télécom 0#5#bouygues telecom Bouygues télécom 0#5#bouygues télécom Bouygues télécom G#4v 7139 British telecom
0#5#british telecom British telecom G#4v 7140 Cablevision systems 0#5#cablevision systems Cablevision systems G#4v 7141 Cellnet data
0#5#cellnet data Cellnet data G#4v 7142 Centennial cell 0#5#centennial cell Centennial cell G#4v 7143 Ceske radiokomunikace
0#5#ceske radiokomunikace Ceske radiokomunikace G#4v 7144 Cincinnati bell 0#5#cincinnati bell Cincinnati bell G#4v 7145 Cisco systems
0#5#cisco systems Cisco systems G#4v 7146 Colt telecom 0#5#colt telecom Colt telecom G#4v 7147 Cox communications
0#5#cox communications Cox communications G#4v 7148 Crown castle 0#5#crown castle Crown castle G#4v 7149 Deutsche telekom
0#5#deutsche telekom Deutsche telekom G#4v 7150 Dutchtone 0#5#dutchtone Dutchtone G#4v 7151 Elektrim
Phone:++49-30-6392 2202 Phone:++49-30-6392 2230 Fax:++49-30-6392 2203 Fax:+
+49-30-6392 2204 E-mail: schmitz@wista. de E-mail: helge@wista. de 52 www. adlershof. de
internet, the world-wide-web, social media and smart phone apps, new ways of carrying out social innovation have become possible
TV, radio, the telephone, etc x Physical activities: refer to activities or processes which are physical, such as human face-to
use of mobile phones by a large number of citizens to geo-locate industrial, including nuclear waste left over from the Soviet period
phone at a building instantly provides information about it. 34 According to the Economist (2012 the â€oegeoweb is growing thickerâ€,
focused, and the majority of applications for mobile phones (especially smart phones) people use as they move around are based locality.
-ICT web/mobile for matching supply & demand, managing system social fora, awareness raising; local currency to exchange work and
-Online crowdsourced campaigning tool using website, mobile and social media to collect data and organise, increasing civic engagement
Given that many residents use mobile phones rather than fixed telephone lines, a 100mbps licensed wireless broadband backbone network was installed (at affordable
solutions for both web and mobile as open source e-platforms, but these are used very specifically to match the supply and demand for the exchange of local goods, services and tasks
website, mobile and social media) to create a multidimensional campaign to gather stories and raise awareness of the impact of housing benefit changes in Hackney.
and activists†smart phones. It also allows linking to other databases and other groups, as well as
especially mobile, is now making all the difference, driving the massive growth and impact of the
The Athens Time Bank case has adopted standard ICT solutions for web and mobile as free of charge open source e-platforms, based on the Cyclos online banking platform
smartphone enabled data aggregation, medical situation awareness and analysis (risk classification, root cause analysis and risk triggers
-Mobile phones (or the widespread telecommunications services) are the main driver for social enterprise clinics. This tool gives to the people access
patients via phone conversations, to check on their health status. Besides communicating with patients Penda leverages the phone to make payments more convenient for patients.
Penda is mainly a cash-based business, but it has begun offering patients the ability to pay via M-PESA.
Mobile phones are ubiquitous in Kenya and Access Afya capitalises on this, with each patient receiving an SMS follow-up after their visit.
for mobile data collection and loaded it onto an Android Smartphone that the Community Health Workers
mobile phones. The Buddy app is primarily a form of digital diary. When the client has agreed to use the service
in addition to her regular talking therapy sessions, the therapist submits her profile by use of her mobile phone
Buddy does not require a smartphone; and will not in the foreseeable future. This makes it cheap and attainable across social groups
including pre-smart phone mobile phones Personalised health and smarter patient environments Technological advances, such as mobile internet tablets, smart phones, better broadband foundations and so forth
in combination with advances in the medical field are the primary driving force in relation personalised health and
which does not even require a smart phone supports ongoing therapy processes for mental illnesses. One can easily imagine the potential in with symptoms such as â€oestressâ€, â€oeburn out†and
is in fact being developed by major mobile phone developers such as Apple and Samsung. Currently, Apple iphone and ipad users can connect Lifescan blood glucose meters to their phones via Glooko†s meter synch cable.
So a safe assumption that mobilising accessibility, monitoring, and possibly intervention methods would be a natural path
106/www. technologyreview. com/view/526266/patientslikeme-gives-genentech-full-access /104 that telemedicine could follow.
APPS/Mobile -Experimentation with new learning approaches using digital gaming -Can provide solutions for special needs
knock-on effects focused on ICT (linked to Barcelona Mobile World Capital) and on sustainable mobility (electric vehicles, development of new businesses and economic
such as smartphone apps as a replacement to the traditional audio guide. Such technologies can often create attention and awareness
smartphones and tablets are simply a fact of life The question is therefore less about how
technologies such as smartphones and tablet devices is forcing cultural organisations, and especially museums, to think both strategically
of smart phones and tablets like the ipad However, it is important not to dismiss the
mobile is most likely already playing a role in some way -whether through an existing audio guide tour
address in order to deliver a successful mobile project. One of the best ways to ensure success
about going mobile to consider the following if they want to give themselves the best chance
gives them the chance to open mobile and purely virtual museums alongside brick-and -mortar establishments.
In actuality, mobile and Internet services are not just a possibility, but a necessity 29
Index Terms†Blended learning, social media, smart phones informal education, obsolete education I. INTRODUCTION IBM predicts that in the next couple of years, information
cell phones, ipads, and social media. The average 8-to 10-year-old devotes approximately 8 hours a day to a variety
or cell phones. Practically all youngsters have access to the Internet (84%),usually high-speed, and
75%of 12-to 17-year-olds now own cell phones up from 45%in 2004.
They actually talk less on their phones than any other age group except for senior citizens. 3, 4 Half of
access social media sites from cell phones. 4 They are also avid multitaskers, often using several technologies
Teens, Smartphones and Texting WASHINGTON DC: Pew Internet and American Life Project. Online Available http://www. pewinternet. org//media/Files/Reports/2012/PIP TEENS S
Teens and Mobile phones. WASHINGTON DC: Pew Internet and American Life Project. Online Available: http://www. pewinternet. org//media//Files/Reports/2010/P
IP-Teens-and-Mobile-2010-with-topline. pdf 5 Survey conducted by Maguire Associates, Chronicle of Higher
by a high intensity of utilisation of novel digital technologies (particularly social, big data, mobile and cloud solutions
CIRCA Group Europe using a combination of phone and face-to-face interviews, an expert workshop focusing on design-driven innovation and six
Events, Telephone Advisory Service, Service Essentials Workshop and the Service Strategy Programme. In order to create meaningful impact on a business it is important to engage it over a
Telephone Advisory Service Quick advice about using service design Events Talks & Seminars Service Design
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